I’m with you on this, Jan, and it says to me that crypto-currency developers are more excited about what they’re going to create rather than what they’re currently creating. The focus always has to be on right now, rather than what’s to come. Code for any system of this complexity that doesn’t undergo unit and regression testing (a code review isn’t a test) shouldn’t be put into production.
(Momentary pause for question: which is more dangerous — crypto currencies or the IoT? Answer: yes.)
What happens when something goes wrong with a real currency? People are held accountable. That tends to curb malfeasance in all but the most socio- or psychopathic handlers of either the currency itself or the rules by which the currency is governed.
What happens when something goes wrong with a crypto-currency? *shrug* “Lesson learned, dude.”
As I just wrote elsewhere, it amazes me that individuals who scoff at religion will nevertheless invest in crypto-currencies. P. T. Barnum was right.