Having a kid when we were poor was the best decision I ever made. Both personally and financially.
When my son was born and the bills started to pile up. We couldn't afford rent. My wife and I moved in with my parents. I switched careers. Worked my butt off.
We bought a house on my sons 1 year birthday. I am at my second job in my new career which I love. I make enough money where she can stay home with my son.
Nothing motivates you more then a mouth to feed.
Too anyone who thinks you should wait to be 100% financially secure to have a kid that is your opinion and that is fine. But don’t think that its right for everyone.