Hey Marcel, I can see your confusion! It’s a question of semantics. I’m using “experience” in the more colloquial way, which is slightly different from the meaning you’re talking about.
Say I’m a good cook. I can make a great meal at home, but eating at a nice restaurant is an experience. They’re both “experiences” by the…
Haha I didn’t know Venmo had a card! Totally agree with you, design is important but it can be outranked by other factors.
I think Cash App’s recognized this, because they’re paying people to switch (save $1 on every coffee). Pretty expensive so I don’t think it’ll last forever, but they’re hoping enough people will switch and bring their friends along.