As of Election Day 2020, 1 in 3 Americans live in a state where adults can legally buy cannabis. Here’s what we know about the drug.

Bob Leeds, co-owner of Sea of Green Farms, shows some of the marijuana he produces during at his facility in Seattle.

By Erin Brodwin and Julia Naftulin

Marijuana’s official designation in the US as a Schedule 1 drug — something with “no currently accepted medical use” — means it has been pretty tough to study.

That remains the case, despite the fact that, at a state level, the drug is increasingly accessible for the general public.

As of Election Day 2020, when Arizona, Montana, New Jersey, and South Dakota gave the green light to marijuana…

Experts agree: This virus isn’t going anywhere anytime soon. But it’s possible that in the months ahead we’ll devise bright new ways to fight back.

A vaccine syringe.

By Andrew Dunn, Aria Bendix, and Hilary Brueck

As the pandemic approaches its second year, the coronavirus has morphed into a tougher foe.

Several mutations that scientists have identified in rapidly spreading variants are particularly worrisome. They raise concerns that these strains will be more contagious or be able to at least partly evade protection provided by vaccines and by prior infections.

Let’s be clear: No one knows how the next phase of the pandemic…

Rudy Giuliani’s pathetic press conference underscored how little President Trump has to back his claims of election fraud. It was also hilarious.

Former New York City Mayor and current Trump lawyer Rudy Giuliani.

By Linette Lopez

On Thursday former New York City Mayor Rudy Giuliani — representing the President of the United States — took to television to decry the outcome of the 2020 election, spout conspiracy theories, and echo disproven lies.

One of his equally glassy-eyed fellows claimed that former Venezuelan President Hugo Chavez — a man who died in 2013 — helped rig the 2020 election.

Giuliani sweat so profusely that his hair dye ran down his face. He…

After getting into debt to start over after divorce, the author’s grandmother had a solution: a balance-transfer credit card.

The author (right) with her grandma.

By Stephanie Hallett

When I got divorced seven years ago, I started my life over from scratch. I didn’t own a lick of furniture, and my savings had been decimated by a house I nearly bought with my ex before pulling out of the deal at the last minute. After we split, I signed a year lease on a new apartment and was ready to start fresh and design my own happy place, but I didn’t have cash on hand to…

In the latest issue of Personal Finance Insider: How to budget for a baby you’ve never met, and more strategies for budgeting and saving.

A graphic of a hand putting a gold coin in a piggy bank.

By Stephanie Hallett

Budgeting for a baby is, uh, complicated

Before I dive into this week’s newsletter, I want to say hello and formally introduce myself. So, hello! I’m Stephanie Hallett, a senior editor on Personal Finance Insider, and I’m taking over this missive from my wonderful former colleague Tanza Loudenback who recently joined the “Great Resignation.”

I’m also having my first baby in three months — and that’s what I want to talk to you…

A LendingTree report analyzes the metro areas with the oldest and youngest average homeowners.

The skyline of Austin, Texas.

By Madison Hoff

Austin, Texas, is not only a growing and popular place to live, it also has the youngest average homeowner age across the 50 largest metro areas.

A report from LendingTree used Census Bureau data to find out the average homeowner and renter ages across the 50 largest metro areas. Per their report, Austin had the youngest average homeowner age at 47.58. The metro area boasts a lower cost of living and a growing tech hub that may attract young workers.

Homebuyers in Houston…

She’d tell Gen Z to start saving outside of their 401(k), build an emergency fund, and keep up the good habits they’ve started.

A photo of financial planner Mamie Wheaton in the woods.

By Liz Knueven

It’s never too early to start saving for retirement, so Gen Z should be thinking about it.

While this generation isn’t behind when it comes to retirement savings, it’s a good idea to build good habits now and start saving while you’re young to make the most of your savings.

Financial planner Mamie Wheaton of LearnLux told Insider there are several things she would tell Gen Z about retirement if she could.

1. Having an emergency fund could save your retirement savings

If you…

Think tank Heartland Forward’s latest report looks at “opportunity occupations,” such as customer service representatives.

A nurse talking to someone while holding a pen.

By Madison Hoff

Some jobs don’t need a college degree, and they can make it possible for Americans to be part of the middle-class and enjoy financial security.

Insider’s previous reporting on wage data from the Bureau of Labor Statistics shows that some jobs that don’t require a bachelor’s degree pay pretty well, such as air traffic controllers. Some of these jobs are also expected to grow over the next decade per BLS data.

Some of those types of jobs are especially valuable to boosting…

The spender/saver dynamic is familiar to many couples, and can be difficult to manage. Being honest, respecting each other, and being humble can help.

Olivia Christensen (right) with her husband at the beach.

By Olivia Christensen

A long time ago, somebody somewhere came up with the idea of taking all of our earthly possessions and sharing them with a life partner. Things have been tricky ever since. Especially money and relationships — they’re a particularly difficult combination. So difficult, in fact, that 36.1% of couples cite money issues as the cause of their divorce. This staggering statistic is likely why 24% of couples choose not to share bank accounts

Marcus Cook runs The Success Bug. By finding his niche and building up his archives, he started earning money on just a $250 startup investment.

A headshot of the author, Marcus Cook.

By Marcus Cook

A common question I get as a blogger is, “Can you actually make money blogging?” I always answer this question with a yes, but I add the caveat that it doesn’t happen overnight. I tell people to look at blogging the same way they should look at investing. You have to give time for your investments to grow before you can reap the rewards.

However, blogging is one of the most ideal…

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