Hmmm sort of. Health care costs are high because people expect to live forever even when they’re super sick, and we as a culture need to be better about letting them die — 50% of healthcare costs are caused by 5% of population: http://www.forbes.com/sites/michaelbell/2013/01/10/why-5-of-patients-create-50-of-health-care-costs/#3257a8654781. Education as defined by college, sure more expensive, but if people stop going to college employers will eventually have to stop expecting it and I’m not convinced that we won’t eventually make it up with trade schools, online education and on the job training programs (why are we footing the bill for making our employers rich anyway? And wtf is up with unpaid internships?)

Housing… there I can agree with you. I think basically what’s happening is that taxes on property ownership are way too low for people who use them as investment vehicles, and as a result we create a class of landowning elites that basically make money for doing nothing, like the old aristocracy. All I can offer in that regard is that as soon as self-driving cars come around, the benefit to living close to things will go way down and real estate will undergo an interesting shift. If there was an Internet enabled self-driving RV I sure as hell wouldn’t be paying the rent I’m paying now. They’re probably 5-10 years out.