Hi Linda. For me, it isn’t about money. However most of the examples on Medium of people advocating the 5am start are men. I’m at least twenty years older than these guys and I’m at a time of life where there are many changes going on. Getting sufficient rest is important to me. Perhaps that is why I am less keen on an early start. I have done it sometimes, when my time was at a premium when I was looking after my parents who were ill, but it’s not a natural choice for me.
I googled the James Chartrand thing. Very interesting