Adjusting My Budget as My Income Increases
Nicole Dieker

I think this is a good plan. Since you are a freelancer, your future earnings might be less predictable than a salaried employee, so paying off debt with the extra money sounds smart. I do think it is important to build in fun/splurge items in moderation because you are working hard and don’t need to live that deprivation life. But investing in key splurges like a mattress that should last you many years, is also a pretty practical purchase.

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