I’m no longer defined by one mistake.

Operation HOPE
Jul 7, 2018 · 2 min read

For 20 years, Edwin Walker faced more hardships than most people could handle in a lifetime. Struggling to maintain a steady income and care for his elderly mother, Edwin found himself borrowing money from lender services, pushing him deeper into debt. With a credit score in the low 400’s, it was likely that Edwin would never qualify for a loan from his bank.

Image for post
Image for post

It wasn’t until Edwin met HOPE Financial Wellbeing Coach Milagros Agosto at HOPE Inside SunTrust — Tampa that knew he had been given a second chance at life.

Milagros taught Edwin how to read his credit report and worked with him and collectors to negotiate lower amounts to pay off his debt. After a few months, Edwin began to see his credit score increase but still needed assistance cycling out of using loan services.

Because of the HOPE Credit and Money Management Program, Edwin regained a sense of drive and purpose and began using his skill as a handyman to gain additional income to pay off his debt. He found the money to take care of his mother and has even invested into renovated her home.

At 55, Edwin now has a credit score of 713 and has saved over $3000 in the last year.

You can help empower individuals just like Edwin with financial dignity. Visit operationhope.org now to say your one-on purpose with a one-time donation of $25 or more. 100% of your gift is program-focused, providing low and moderate-income youth and adults with the financial education and coaching to create a more secure future.


Welcome to a place where words matter. On Medium, smart voices and original ideas take center stage - with no ads in sight. Watch
Follow all the topics you care about, and we’ll deliver the best stories for you to your homepage and inbox. Explore
Get unlimited access to the best stories on Medium — and support writers while you’re at it. Just $5/month. Upgrade

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store