Tips for leveraging the power of technology & employee wellness in a reopened economy.

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Photo by Kevin Bhagat on Unsplash

For small business owners across America, this month of May comes with a mix of feelings of uncertainty and optimism in the days following the peak of a global Coronavirus pandemic.

In what has been the most significant time of economic turmoil in the last decade, small business owners and their families of employees have been left facing a lost sense of security that to many may seem insurmountable.

Despite vast instability that has been caused as a result of COVID-19, there emerges newfound opportunity for innovation and growth that can prove to be incredibly beneficial in the following period of recovery. …


Why the key to financial longevity is to be consistent rather than grand.

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Photo by Emily Campbell on Unsplash

The journey of life is filled with unforeseen obstacles and certain adversity for most all people who dream of one day having the means to live it on their terms.

Within the necessary adversity and financial setbacks one is sure to face, there lies a valuable lesson to consider for those who seek to withstand the financial tests of time. Regardless of where you start and where you finish, the only true guarantee in life is that things will get worse and also get better.

Most people know this to be true. We have mastered many ways in managing the worst of what we face so that we may continue enjoying the best of what we have. …


How the ability to plan ahead can be life-changing both physically and financially.

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Photo by Luke Chesser on Unsplash

For the last several years, practices of mindfulness have continued to encapsulate the lives of individuals seeking the inner peace that we all desire as humans.

From yoga & meditation to flotation therapy and cryogenics, intricate methods for achieving peak mental and physical state are becoming more and more accelerated in our culture.

Through years of research and innovation, human beings have become increasingly better at practicing discipline and time-tested methods for self-preservation.

However, despite such significant progress in conversations surrounding physical and mental wellness, conversations around the importance of practicing financial wellness have only just recently started to take place. …


How company benefit plans and the ways we retire have changed.

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Photo by Austin Distel on Unsplash

The success of one’s career is an idea that comes in the form of many different outcomes.

Whether it is retreating to the islands of Bora Bora or finally finding the time to invest in a home garden, the means for an end in an individual’s career often comes in successfully achieving retirement.

Of course, almost all people who embark on a professional career envision a life in which they one day have the financial means to no longer work full time.

The fulfilling events that occur throughout one’s career often represent their progress towards that eventual day on which they decide that they have served their professional purpose. …


Why it is important to make your cash flow go with you, not the other way around.

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Photo by Erik Mclean on Unsplash

There is something beautiful about having the willingness to be at peace with your current circumstances and surroundings. The ability to have an open mind and consideration for the desires of others is a trait that all people should aspire to.

‘Going with the flow’ is what we often describe when thinking of someone who represents these characteristics. Someone who is down to go wherever the wind takes them in serendipity.

While it is often a positive and pleasant personality to be around, you should never be someone who ‘goes with the flow’ when it comes to your finances.

The Flow of Money: Cash flow can be briefly summed up as the amount of cash movement coming in and going out of a personal account or business. …


How a “rainy day fund” can be the difference in whether you make it through the next storm or get sunk.

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Photo by Andrew Butler on Unsplash

Americans of all ages are continually seeking ways to find financial stability both now and later on in their life. When curating a lifelong financial plan for action, these desires for stability are what will ultimately determine our respective financial disciplines.

It is often our financial discipline as people that reveals just how much capacity we have to create the standard of living we seek.

In essence, we are all searching for a humble balance between our willingness to sacrifice and our ability to do what we aspire to do.

We are all striving as humans to provide a livable and nurturing foundation. A foundation where there is opportunity to achieve your life goals, and ultimately, afford to experience life on your terms. …


Why the most valuable asset all young people have is not held in an investment account.

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Photo by Austin Distel on Unsplash

Making the leap into the world of investing is often a memorable learning experience for most. A time when life starts to feel like it is moving just a little bit closer to those fulfilling first days of truly being a professional adult.

However, in most endeavors, first experiences usually become the foundation for learning how not to do things.

Some folks will find great amounts of success in their first investment in the world stock market, but the far majority will be left with a learning experience in which they probably could have done things better.

A First Time for Everything: It is extremely difficult to consider uniquely circumstantial factors and financial responsibilities when investing for the first time. Especially as it relates to the consideration of time itself. …


Whether you are facing student loans or just life in general, finding room for contributions to your 401(k) or IRA is crucial in the long-term.

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Photo by Austin Distel on Unsplash

Young professionals everywhere often find themselves in a world of conflicting decisions as they navigate the early years of their careers. From considering one dream opportunity versus another to grad school or other qualifying endeavors, it can be easy for them to feel that their progression is hanging in the balance of their next move.

Discovering true fulfillment and a career rooted in natural passion is a daunting objective in itself. But the aspirations of one day living a life of comfort when the curtain finally falls on their career is what often drives these individuals in their determining mission of choice. …


How having a tax-conscious savings strategy can transform your financial and physical wellness in the pursuit of retirement.

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Photo by Sharon McCutcheon on Unsplash

The American healthcare system seems to be a topic for deliberation almost daily, and for a number of different reasons. Whether it be in the resounding media or private discussions at home, many Americans seem to have only a limited understanding of how to devise a responsible plan for their healthcare expenses.

Certainly, it is important to note that it is difficult to pinpoint how they can practically account for what may happen next. …


Why the greatest investment any business can make is still in the people who exist within it.

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Photo by Austin Distel on Unsplash

For the better part of the last decade, business owners have been faced with the eternally complex undertaking of keeping millennials inspired and motivated in the workplace. From LoveSacs, to in-office happy hours, to complimentary snacks in the break room, CEOs and decision makers have been putting it all on the table to keep younger minds engaged.

Company budgets continue to factor in slack for these quirky, and sometimes cute perks to be implemented for what they envision will create a more progressive environment. …

About

Charles Keller

Generationally-minded Financial Consultant and Business Advisory Partner. Instagram: @CharlesPKeller Twitter: @CharlesPKeller

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