Chip Ervin — Basic Tips For Choosing an Insurance Provider

As an experienced insurance broker, Chip Ervin often provides advice to his customers on how to choose the best insurance plans and providers for their needs. This is something that many people struggle with, especially those who have never needed to purchase insurance before, so keep the following in mind to ensure you select a good provider.

Research The Provider
The first thing you should do when considering a new provider is to research their track record. You should specifically be looking for any industry-wide certifications or qualifications that the broker has, while also trying to locate any feedback that has been provided by previous customers. Be wary of any providers that have developed reputations for not paying out when legitimate claims are made.

Know What You Need
It is likely that your insurance provider is going to try to upsell during your conversation, which often leads them to offering things that you aren’t going to need as part of your plan. Be wary of this and politely refuse anything that you know you don’t want. Good providers will be flexible in this respect and won’t try to force policies on you if you don’t need them. Just stay polite and don’t get drawn into the sales speech.

Are They Local?
While going local isn’t always the best option, Chip Ervin notes that many people like to know that there is an office nearby that they can visit if they have any questions. Again, you need to consider your own needs and how important a local provider is to you.