All true. Indeed, the core thing that is wrong with capitalism is, as Holly explains, the very concept that a small group of people get to “own” resources, and then control production based solely on that ownership.
The dilemma is, what to do instead? Socialism is not very effective either: central planning does not work, because it always gets corrupted through nepotism, and people end up feeling they have no control over their destiny.
The two primary models of today, capitalism and socialism, are both unworkable. We need a new model. What is it?