Colendi is a multifunctional banking as a service platform that democratizes banking services for consumers, merchants, and financial institutions to overcome the limitations associated with legacy banking. Colendi is moving forward with the goal of solving a chronic financial problem that directly affects more than three billion people who do not have bank accounts and more than five billion people who cannot get loans.

Colendi develops unique services based on scoring algorithms, combining new generation financial technology solutions utilizing artificial intelligence and big data. Together with its platform partners and strategic business allies, Colendi provides fast and easy access to loans with buy-now-pay-later model as well as other distinct financial services to 3M users as of today. By increasing users' literacy level, Colendi helps them save through micro-investment platforms.