More US dollars have been printed in one month than in two centuries, faith in stocks is waning. The storm is brewing.

Read the full story on Cracklord.com.


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There has been a lot of debate on this topic in the financial freedom world with some confusion about how to actually determine whether renting a property or buying a property is a better financial decision. The truth is that it depends mostly on the country that you live in and the terms that are associated with your mortgage agreement, i.e interest rate, deposit requirement etc.

In order to actually understand which is better, you need to do a calculation. You need to find out which method ends with you increasing your net worth year on year. …


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Ever since the European Union implemented legislation against credit card companies charging more than 0.3% to merchants on credit card transactions, Europeans credit cards have lost almost all of their rewards and perks as credit card companies simply cannot afford to provide much value back to their customers when being forced to charge such low rates to merchants. The idea of course was that the merchants would be able to lower their prices as the fees that they had to pay on credit card sales was far lower. The actual result, as tends to happen with government interference in the free market, was that the prices merchants charged for their products and services remained the same as consumers were used to paying these prices. …


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Today I received an email that appears as though it’s from Ledger. The header claims “IMPORTANT: Ledger Nano S and Ledger Nano X SECURE RNG CHIP CRITICAL VULNERABILITY”. This however, is not true.

The email claims that a small batch of Ledgers have a compromised secure enclave chip and that you can download a tool to check if your Ledger was from this bad batch. Unfortunately, this tool is malware and it seems as though the purpose is to try and get your wallet’s seed.

This email is far more convincing than the average crypto scam email. The email comes from “supportledger.com” and it has full SPF/DKIM verification for that domain, meaning most email services won’t throw it into your junk/spam folder. If you browse to that website, it redirects to the official Ledger support website (which makes no mention of such a vulnerability under announcements, how strange). The domain however is not owned or part of Ledger at all and thus fully authenticating the domain to send emails is not difficult. …


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Today the internet is full of news about Facebook’s cryptocurrency Libra. FOX Business titles a video “Facebook’s cryptocurrency Libra takes on bitcoin” tells us that they have absolutely no idea what Facebook is actually doing and why it is not “taking on Bitcoin”. Facebook is not taking on Bitcoin, Facebook is taking on banks.

The key reason that Libra is not comparable to Bitcoin is that Libra is intended to be a stablecoin. This means that the intention of Libra is that the value does not fluctuate, unlike Bitcoin. Libra is meant to be a currency that people can send to each other quickly and easily, utilising blockchain technology, thus, it is a cryptocurrency — but it won’t fluctuate in price. Blockchains have many purposes and one of those purposes could be to simplify the job of a bank, globally. …


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One of the safe havens against times of economic uncertainty are precious metals. Historically, this has been gold for the most part. The problem however with owning gold is that it is not a particularly liquid asset. Thus it is more useful as a long term hedge against the economy. However with the invention of cryptocurrency cards, combined with DGX, an ERC20 token which is directly tied to one gram of gold, verified by a third party, stored in a secure vault in Singapore, we now may finally have a “gold card” worth using.

The idea of a gold card is not new, Peter Schiff has long been a proponent of a debit card which is backed by gold rather than fiat. He is in fact the CEO of Euro Pacific Bank which at the time of writing actually offers a card backed by gold. This card is not particularly easy to obtain however and it does come with drawbacks, namely high fees. EuroPac’s card charges 4% on gold purchases up to $4,999, 3% on purchases up to $19,999, only decreasing to 1% fee on purchases over $1,000,000. On top of this, you need to pay 0.5% when selling the gold on your account to fund your card. This results in up to paying up to 4.5% to fund your card with gold when using EuroPac’s system. The good news is that blockchain developers are now organically coming up with an alternative. …


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Want to avoid getting your accounts hacked? Maybe you should rethink all of those browser extensions that you’re using.

Browser extensions have played a key part of what made a browser popular throughout the years. Firefox was one of the first browsers to popularise extensions, followed by Chrome. These days, a huge percentage of people are using some sort of extension in their browser, the most popular extensions tend to be geared towards ad-blocking and anti-tracking. However, with these types of extensions in particular, comes an enormous risk.

Extensions essentially allow you to install third party code into your browser to modify its behaviour in some restricted ways, yet, perhaps not restricted enough. These extensions have to ask for your permission to do certain stuff when you’re installing them, a measure that Chrome and various other browsers implemented years ago in order to help combat the risk of installing these extensions. This may have helped some extensions, since there are a lot of useful extensions that shouldn’t require access to much, if anything on your browser. …


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Want to avoid getting your accounts hacked? Maybe you should rethink all of those browser extensions that you’re using.

Browser extensions have played a key part of what made a browser popular throughout the years. Firefox was one of the first browsers to popularise extensions, followed by Chrome. These days, a huge percentage of people are using some sort of extension in their browser, the most popular extensions tend to be geared towards ad-blocking and anti-tracking. However, with these types of extensions in particular, comes an enormous risk.

Extensions essentially allow you to install third party code into your browser to modify its behaviour in some restricted ways, yet, perhaps not restricted enough. These extensions have to ask for your permission to do certain stuff when you’re installing them, a measure that Chrome and various other browsers implemented years ago in order to help combat the risk of installing these extensions. This may have helped some extensions, since there are a lot of useful extensions that shouldn’t require access to much, if anything on your browser. …


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Blockport held a reasonably successful ICO starting on the 24th of January 2018 and ending on the 28th of February 2018. They raised a total of $15m in ETH. A Dutch company registered and headed in their office in Amsterdam, The Netherlands. The company had good prospects until recently they attempted to hold an STO and failed to reach softcap, thus having to return all of their money to would-be investors. After failing to raise enough capital to reach a softcap, they announced that they don’t have enough funds to continue operations in its current state. They stated that they would be closing the exchange to the public at the end of the month, however they would not give up on it and would continue to work on it in the background with a reduced workforce. …


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It may seem like a simple thing to comprehend but you might be surprised by the nuances in calculating the daily percentage change that we’ve all come to know and love in cryptocurrency.

Cryptocurrency indexes such as the most well known CoinMarketCap tell users what the day in cryptocurrency looks like by displaying the “24 hour change in price” in % format. The way this is done however, can be very misleading and often confusing. It can make some days look like the beginning of a huge bear market and others look like the beginning of an enormous bull market, while making some look like the price hasn’t moved at all. All while the price isn’t currently moving, at all. …

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