Is Loan Against Tokenized RWA Possible? Credible says, why not!

Credible Finance
3 min readMar 26, 2024

Credible Litepaper: https://docsend.com/view/c4nm6fpy6kfk2vez

Hey there! So, in the wild world of decentralized finance (DeFi), things are constantly changing and shaking up how we do things like borrowing and lending. One exciting development in this space is the rise of tokenized Real World Assets (RWAs). These babies bridge the gap between our everyday physical assets — think real estate, commodities, or revenue streams — and the digital world, opening up a whole new world of liquidity.

Now, let’s break it down a bit. Tokenized RWAs are basically digital representations of real-world assets on a blockchain. They slice up ownership into smaller pieces, making it easier for folks like you and me to get in on the action. This means more liquidity, shared ownership, and a chance for more people to invest in things they couldn’t before.

But, here’s the kicker: even with all these perks, there’s still a big hurdle for tokenized asset holders. They need quick cash without giving up their piece of the pie. Enter: Loan Against Tokenized RWA. This nifty solution lets asset holders leverage what they’ve got without kissing their ownership goodbye.

And guess what? Credible Finance is leading the charge in this game. We’re all about transparency, security, and making borrowing and lending a breeze for everyone — from big-shot institutions to everyday folks like you and me.

Here’s what’s cookin’ at Credible Finance:

  • Collateralization of Tokenized RWA: We let borrowers use their tokenized RWAs as collateral to get that sweet, sweet liquidity (up to 75% LTV) while still holding onto their assets.
  • Trusted Tokenization Partners: At Credible we tokenize or team up with trusted partners like Ondo, Homebase, and more to ensure that the assets we’re dealing with are the real deal and can be liquidated in case of defaults by baddies!
  • Flexible Borrowing Options: Whether you need a quick fix or something long-term, we’ve got loans to suit your needs, with perpetual loans.
  • CRED Token Ecosystem: Get in on the action with our CRED token. It comes with perks like staking rewards, loyalty shares, and airdrops, making it worth your while.
  • Seamless Onboarding Process: Say goodbye to red tape! We’ve streamlined our onboarding process to make it easy-peasy for borrowers to get started, permissionless for individuals.

And here’s the kicker: traditional asset owners get mortgage facilities, right? Well, we’re bringing that same convenience to the world of tokenized RWAs at Credible Finance.

In a nutshell, Loan Against Tokenized RWA is changing the game, bringing together the old and the new in one seamless package. And with Credible Finance leading the way, we’re making finance more accessible, transparent, and inclusive than ever before. So hop on board, because the ride’s just getting started! 🚀

Credible Litepaper: https://docsend.com/view/c4nm6fpy6kfk2vez

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Credible Finance

We assist financial institutions in emerging economies in sourcing borderless debt capital using DeFi, while ensuring lenders are secured with RWA collateral.