Luma Credit Card Apply 2024
Credit cards are crucial to our daily lives. Having a card like a Luma credit card makes life much easier. But what if your credit score is very poor? Have you applied for many credit cards but haven’t received approval? So, you have landed on the right page.
In this article, I will discuss a detailed review of the Luma Credit card. One that allows users to apply even if they have a very poor credit score means you can get approval with a very low credit score.
Moreover, I will also explain step-by-step how to apply for a Luma Card, activate it, cancel a Luma credit card, and more.
Before moving further in the article, let’s understand the Luma Credit card.
What is Luma Credit Card?
Luma Card is a credit card builder that facilitates users’ building or rebuilding their credit history. If you have a very low credit history, you can also get approved. This feature makes the Luma Credit Card more popular among users.
Who owns Luma credit card?
Capital One is a well-known financial institution in the United Kingdom that owns Luma Credit Card. It is responsible for issuing, managing, and servicing the Luma Credit Card accounts. Capital One also provides the infrastructure and support for cardholders, including customer service, billing, and reporting to credit bureaus.
Before moving on to how to apply for a Luma credit card, it is important to know its features and all the pros and cons.