I mean this in the nicest way possible but NERD!!! That’s amazing.

I know, right? Total nerd. I like all my checking/savings accounts to be nice round numbers. Only one is allowed to be uneven. (Also, some quick mental math tells me that my method will mean that I am making an extra 1.5ish payments in 2015, but that ratio will go down as my principal balance does…)

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