Achieving Financial Independence is easier than you might think; all you have to do is run your life like a business.

I’m a retired Investment Banker who achieved Financial Independence in 2002, and now work just because I enjoy it. I now lecture in Finance and Fintech at a University in London. I like to help people realise they can become financially independent without six figure salaries.

All it takes is running a successful business — your life!

I describe myself as a Fintech pioneer, starting programming on Wall Street with Dow Jones in 1987. I moved to Deutsche Bank in 1992, where I spent the bulk of my career as a VP of Global Risk Management. Deutsche Offered me an ex-pat contract in 1997, so I relocated to Europe. Years later I moved to ABN AMRO, and later Moody's, where I ran EMEA Consulting. I returned to ABN AMRO / EDS where I finished my Investment Banking career, holding responsibility for Risk Management Technology globally.

I'm a passionate and long term investor who holds only dividend paying stocks and Exchange Traded Funds. Monthly cash flow set me free in 2002, and it can do the same for you! But in March 2019 I moved 71% of my retirement capital to gold and silver because I became concerned about US deficits, a position I hold to this day.

I took my undergrad in Math & Computer Science in The US, a Masters in Quantitative Finance, an MBA and a PgDip (Management) in The UK.

I operate in between Finance and Technology, with strong, demonstrable skills in both spaces. I spend lots of time managing my money (and my honey, Dutch wife of almost sixteen years) and slinging code in my study. I've owned Macs since the late 1980s, have two VPS' running Ubuntu linux, where I self manage the entire tech stack.

I create lots of content, and will share as much of it as I can on Medium.

I blog about Fintech at Fintech Flash News.

I'm known for innovative teaching techniques at the University I work for, e.g., Finance Facts podcast. Fintech Facts podcast.

I host my content at Coker.me