Thanks for this, nice article.
Also worth noting things get complicated when you have other revenue streams. I have a property business, as well as a portfolio that generates monthly cash flow. Also, an IRA which is subject to RMDs.
I really have to get a professional to look at the entire picture. A good friend of mine had a similar setup, and she was advised to leave paid employment at 69, and claim social security starting at age 70.
Oh I’ve got another complexity: I’ve worked long enough to get a UK State Pension.
Taxman gonna love me.