I grew up in Western New York, and studied Math & Computer Science at University in the early 1980s. After my time as an undergraduate I took a variety of programming jobs available in the local area. I started my career coding payroll applications, which was well paying but dull…

what about 50 or so finance professionals are chatting about on a private Telegram channel And this evening we’re talking about yields above 5% (risk free no less!), retail money (screwing up), Doctorates in Economics (fortunately they have a good pension), baby boomers retiring (with no money!), Barbie (the movie!)…

Nice article! I like property because I can create what I call (putting on my bankers hat for a moment) a synthetic risk free inflation protected asset, one that regularly pays income. A mouthful, but the inflation protection from property is obvious — both the market price of a flat…

Its not just women though, there are plenty of guys who have what they allege to be deep “relationships” with Replika.AI If you can really have a relationship with a computer program.

My friends, family and professional contacts seem to self organise along specific platforms; some on FB Messenger, others WhatsApp, Zoom, Skype or Teams. Work friends, lifelong friends, Facebook “friends”, all exist independently of each other on different platforms. About the only complication is when someone from one group needs to chat with someone from another group.

People have to upgrade their skills. We’re already seeing job ads asking for AI / Prompt Engineering skills. A trickle so far but I suspect it will become a torrent before long. But far too many people think they “know ChatGPT” because they just enter questions / get answers. They’re eliminated pretty quickly from the process (I get involved in shortlisting candidates for Analyst jobs at a couple of Investment Banks).

Wow, all I can add is how I was raised. American country boy, there were things you simply DID NOT DO, otherwise you were taken to the garage and got your bum whipped with a switch off the rose bush, thorns and all. Mitigated my bad behaviour and how. Even now some sixty years later people marvel about my exemplary manners — “Yes sir / No sir / Yes mam / No mam” to anyone I meet, give up seat on public transport, open doors, say hi to everyone I see on the streets. Country boy in The Big City, London Town.

I’ve been buying Bitcoin every Friday since 2014 and never sell (except for four small transactions just to be sure I could if I wanted to) and all I’ll say is “Cathie, Cathie, Cathie”. How about we agree to meet halfway, $750K / coin? My field is econometrics (its like economics although market oriented and we do make money) and she should know her forecast is rubbish; no strong statistical foundation, no applicable model e.g. ARCH / GARCH, whatever. Whenever I’m asked about the future price of Bitcoin I just say “it will be higher in the future”. I don’t name the date nor do I name the amount.

Wow what a sad story. But it happens a lot. The problem is a large amount of money destabilises a life oriented around work with the end goal a peaceful and perhaps modest retirement. Suddenly they can do anything they want whenever they want and large numbers do. Drugs, alcohol…