Cashaa — “ The Next Generation Banking Platform for the Next Billion “

Cashaa is creating a better bank, challenging legacy banking by building an app and products with input from our community of users. Our blockchain based platform enables its community to store, save, spend, receive, borrow and get insured, with a simplified user experience in a legally compliant way. Ultimately, Cashaa aims to become a one-stop-shop for financial needs.

Cashaa built its infrastructure on the blockchain and utilizes artificial intelligence to power mainstream adoption for financial products. It empowers the banked and unbanked population, facilitates low cost
currency exchanges, enables participation in the global economy and develops the new outlook for this community by using open architecture
. Instead of rebuilding or riding on the rails of archaic banking infrastructure, we built Cashaa to allow consumer adoption of cryptocurrencies, which let people move money as they wish at low cost and high speed, without having to understand the technical details of crypto and blockchain technology, thereby making it user friendly, secure, and affordable.

The Cashaa team is building a next generation model for financial services which is based on blockchain technology and artificial intelligence which will empower devices with biometric identification systems to solve the problems of the existing financial system for the unbanked as well as banked population .

Problem​ ​1:
Having a traditional rail infrastructure, where moving money requires huge processing efforts includes endless problems. One of the main reasons for friction in this current system is that information is siloed between the players in the industry. A meagre amount of engineering is done on the payment systems which are compatible across payment networks and financial institutions. Examples include FedWire , CHIPS , SWIFT , consumer card payment networks, NSCC/DTCC , OCC , ACH and many others depending on countries .

Problem​ ​2:
The recent emergence of cryptocurrency tokens showed a silver lining to save us from the legacy systems. However, it turns out that a growing number of users and businesses are struggling to leverage on the existing blockchain infrastructure. The primary role of blockchains was to solve coordination and
synchronization problems amongst multilateral agreements between a network of participants, but it seems that these multiple blockchains are now giving a hard time to “real users” and have become a bottleneck for the mainstream adoption . Also the current attempts by others to provide blockchain based solutions lack the workflow needs of small and medium sized enterprises, and the applications are not addressing the average consumer’s issues and not providing legally compliant solutions to their users.

Vision

We believe there should be an efficient alternative to existing payment and banking systems. Our blockchain-based payments system aims to lower financial inclusion barriers and provide financial services to the banked and unbanked. Our vision is to build the payments and banking infrastructure for the future on a robust AI driven blockchain infrastructure which can make the legacy system obsolete, thus creating value for the world. Cashaa is based on 4 foundational principles:

  1. Powering financial products for the Banked and Unbanked​: Cashaa’s digital and transparent services are not only attractive for the banked population, but they can also deliver financial inclusion solutions to the 2.5 billion unbanked and 1 billion underbanked globally, thereby creating a unique cross-border platform which can serve the entire population.
  2. Facilitating low-cost Currency Exchanges​: Send money across borders quickly, for a small flat fee a fraction of the current costs, which today on average are 7 % . Our industry-leading technology platform powered by our traders network can protect your money and offer best foreign exchange (FX) rates every time you utilize Cashaa.
  3. Enabling Investments in the Global Economy: ​Cashaa products can enable its users to access the global economy in a decentralised manner. They can facilitate the transfer of value across borders allowing greater portfolio diversification with higher yields .
  4. Dedicated to the Community with an Open API: ​Create the next generation DApp to solve the world’s biggest financial challenges. Our developer SDK and Open API with integrated biometric and artificial intelligence services will accelerate the growth of digital innovation.

Why cashaa ?

Powering financial products for Banked and Unbanked

Cashaa’s digital and transparent services are not only attractive for the banked population, but they can also deliver financial inclusion solutions to the 2.5 billion unbanked and 1 billion underbanked globally, thereby creating a unique cross-border platform which can serve the entire population.

Facilitating low-cost Currency Exchanges

Send money across borders quickly, for a fraction of the current costs. Our industry-leading technology platform powered by our traders network can protect your money and offer best foreign exchange (FX) rates every time you utilize Cashaa.

Enabling Investments in Global

Cashaa products can enable its users to access the global economy in a decentralised manner. They can facilitate the transfer of value across borders allowing greater portfolio diversification with higher yields.

Dedicated to the Community with an Open API

Create the next generation DApp to solve the world’s biggest financial challenges. Our developer SDK and Open API with integrated biometric and artificial intelligence services will accelerate the growth of the digital innovation.

The Future Banking

Cashaa isn’t just your typical banking app. Our wallet provides a full spectrum of customer centric digital financial services such as instant balance updates, send, receive, pay, borrow and insurances with our beautiful interfaces and easy to use notifications.

Need Urgent Cash ?

Providing financial access to the millions of mobile users using alternative credit assessment aided by data science and machine learning. Cashaa micro lending service allows businesses, individuals, and others to have the opportunity to do so within our Platform.

Technology

Our Ecosystem

Cashaa connects businesses and individuals on Blockchain to the existing financial world in a decentralized manner. Cashaa platform comprises of decentralized exchange, liquidity provider mechanism, clearinghouse messaging network, and asset-backed blockchain gateway. Our financial technology combined with mainstream fiat will enable real-time, peer-to-peer value exchange and payment services agnostically across all the Blockchain.

Elastic, secure and resilient Platform

The network is designed as a highly performant system leveraging interlinked blockchain construction, while clearing and settlement occurs over the CasChain Layer, the costs of protecting transaction value is externalized to other chains in ways that directly promote the value of those chains.

Borderless and massive User Community bringing Liquidity

The Cashaa network is intrinsically agnostic between fiat and decentralized money. Billions of mainstream users in the largest growing economies in the world will be enabled to make the transition from using fiat money to using decentralized currencies such as BTC, ETH and others.

Powered by AI and Blockchain

World needs a financial platform which is governed by AI and secured on Blockchain. Cognitive bots will do the data analysis, price prediction, risk assessment and forex transaction for them.

Identities are managed through biometric system

Lack of identity is one of the main reason in the developing economies which stops people to participate in the financial system. Cashaa will create identities for such users using their retina and thumb impression with private key, making it impossible to fake.

Cashaa Tokens and Token Generation Event

A Token generation event (TGE) will be conducted i.e. an event in which early adopters and enthusiasts make contributions to a Smart Contract System for the development of the Cashaa project .
Cashaa’s token generation event is one of the few backed by a unique proven platform with a team that has more than 200 Years of Payments and Banking experience and successful entrepreneurs who built their companies from scratch which are now part of Fortune Top 15 companies. Cashaa’s model has been established with beta testing performed since February 2017. The beta test completed with 12,770 registered users from 141 countries.

The distribution of CAS tokens in connection with a Token generation event (the “Cashaa Token generation event”) to you as a user thereof, will be subject to and governed by T&Cs — which is a separate document setting out the terms and conditions of the agreement as between the distributor and you in relation to the Cashaa Token generation event . In the event of any inconsistencies between the T&Cs and this Whitepaper, the former shall prevail. The Distributor will be an affiliate of Cashaa, and all funds raised in connection with the Cashaa Token generation event will be deployed to fund Cashaa cryptocurrency​ ​project,​ ​businesses​ ​and​ ​operations. Unless the context requires otherwise, references to “we” or “us” in connection with the Cashaa Token generation​ ​event​ ​ ​shall​ ​be​ ​construed​ ​as​ ​references​ ​to​ ​the​ ​Distributor.

The​ ​Cashaa​ ​Token​ ​generation​ ​event​ ​ ​is​ ​hereby​ ​announced​ ​to​ ​start​ ​on:
November 6 2017, 1 PM London Time 9 PM Singapore Time (UTC+8)/ 2PM Munich Time and 8AM New York​ ​Time​ ​and​ ​is​ ​scheduled​ ​till​ ​the​ ​end​ ​on​ ​5​ ​December.

Official​ ​Website

Token Summary

Current Sale Stats
Well Done Together So Far. Let’s Do Even More.

A Big Thank You to All Our Great Contributors who are making Cashaa possible. Great News! Together We have achieved what is required to launch the Next Generation Banking Wallet! Get Ready! Start to See more and more market exposure as more Interesting news will come soon, please stay tuned.
CAS Tokens are still on Sale. If You Like Cashaa Project, Purchase CAS Tokens. Together let’s reach the Next Billion People engaged with our Blockchain-based banking services.

Team Members

We are a cross functional and full stack team led by successful entrepreneurs who built their companies from scratch which are now part of Fortune Top 15 companies in world.

Advisors

Our advisory board include experienced industry leaders and leaders of financial institutions with strong connections worldwide.

For More Detail :

Website : https://cashaa.com/

Whitepaper : https://cashaa.com/pdf/Cashaa_WP.pdf

Telegram : https://t.me/CashaaLtd

Twitter : https://twitter.com/CashaaLtd

Linkedin : https://www.linkedin.com/company/10835952/

My Bitcointalk Link Address : https://bitcointalk.org/index.php?action=profile;u=1274612

My ETH Address : 0x1D1eE2E87dd5907640198B0931f3E258974487B5