Is there life after retirement? As obvious as the affirmative answer is, many people seem to treat life immediately after they quit work as an endless stretch of time where days devolve into nights with no plans or goals in sight. Again, life after retirement is a rich tapestry of milestones, fulfilled dreams, and a long bucket list of items that you can finally complete. So, what makes some retirees flourish while others don’t?

We took that very question to Dan Orfin the founder and owner of Orfin and Associates where he holds seminars to help people plan their financial…


You know what they say about life only starts after sixty. But that was back when people retired at the age of 60. So, whatever your age, it really doesn’t matter. What matters is you’re retired, and you have years ahead of you to make a fulfilling experience.

Daniel Orfin, the founder and owner of Orfin & Associates, likes to remind retirees and would-be-retirees that retirement is like a gift, a second chance to lead a more fulfilling life than the one you had before you quit work. …


Daniel Orfin talks the importance of timing your finances correctly

As an investor in the market, you are vulnerable to falling into one of two documented traps: withdrawing your funds after a marginal victory, or, when an unfortunate setback occurs, you cut your losses and sell off your shares. Each choice is ill-advised because the stock market revolves around longevity; the cooler heads, who leave their investments in place for an extended period of time, are the ones who most commonly prevail.

Another stock market mistake is attempting to surmise when the market is ripe for the picking and then acting on said instinct. Daniel Orfin & Associates, a group…


Daniel Orfin & Associates shares some ideas on how to save more money everyday

We can all agree that we live in a culture that promotes spending over saving money. With instant gratification becoming a way of life and credit cards making it easier to spend money we don’t even own, it’s no wonder that putting aside cash for a rainy day is getting more difficult. A recent report from the Bank of America found that 73 percent of millennials tend to overspend and have trouble stopping the money drain.

Daniel Orfin founder of Daniel Orfin & Associates, explains that most money-saving strategies don’t work because they’re forced and set unrealistic expectations. We start…


Daniel Orfin & Associates gives some tips to millennials planning for retirement

Millennials are a generation that seems to be getting it hard everywhere they look. Despite being tech-savvy and hardworking, they’re earning about 20 percent less than the previous generation. Recent research by the British think tank, Resolution Foundation puts millennials on track to becoming “the first generation to earn less than the one before.”

It’s no wonder that Generation Y balks at the idea of retiring and consider it an elusive goal to achieve. But that doesn’t have to be the case. Daniel Orfin owner of the financial planning firm Daniel Orfin & Associates believes that with proper planning, millennials…


Daniel Orfin & Associates discusses the pro’s and con’s of early retirement

Ask anyone who’s spent a moderate number of years toiling behind a desk in an obscure corner of a large corporation about what they’d do if they won the lottery, and the first answer invariably is the same. Resign from this job and dedicate the years to a life of riches, idleness, and joy. Early retirement is the dream of every employee no matter where they stand on the corporate ladder.

But is leaving your working days behind before you reach 60 the right choice for you? Is a life of leisure cushioned with a fat saving-portfolio your ultimate goal…


As any financial expert would tell you, budgeting is the best way to take control of your money. Instead of meandering through the month like a ship lost at sea, with a solid budget, you know exactly where every penny is going and have a backup plan for any emergencies.

Daniel Orfin & Associates, the financial planning firm operating out of Troy, Michigan, that over the years has helped clients eliminate as much confusion as possible in planning their financial future, stresses the importance of budgeting to avoid economic troubles and personal financial worries. At its heart, creating a budget…

Daniel Orfin & Associates

Daniel Orfin was born and raised in Metro Detroit. He spent his early years in Sterling Heights and then later moved to Rochester.

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store