I think in life we need to take more calculated risks. like a game of chess. Sure you’re going to take a minor loss (lose a knight) or [take an incomplete in biology] but if it’s with consideration, then it’s an informed decision with reason.
I know I can handle delaying the final. The class material isn’t hard. I’ll be able to pick it up at my own leisure in summer. It’s an opportunity to do well with no time pressure.
Take some L’s to get the real win.