A risk analyst works from his office at Cane Bay Partners, a fintech consulting agency based in the USVI.
A risk analyst works from his office at Cane Bay Partners, a fintech consulting agency based in the USVI.

About 16 percent of Americans have really bad credit and another 17 percent have poor credit, according to 2020 Experian reports. Unable to get approved for conventional loans, many seek out alternative products. Thanks to big data analytics in consumer lending, fintech consultants and alternative lenders are steadily expanding loan options for the people who don’t have perfect credit scores.

The Need for Expanded Loan Products

A Bankrate survey in 2020 reported that nearly four in 10 Americans wouldn’t be able to handle a $1,000 emergency from their own savings. This suggests that nearly half the population has potential financial gaps.

In times of need, some…


Partnerships make groups stronger because they are built on the common desire to improve an entity such as a company. In the case of Cane Bay Partners, David Johnson has played a key role by serving as a founding partner of the company. He has been a driving force behind the growth and success of Cane Bay Partners over the past nine years.

Contributions to the Industry and Community

David Johnson co-founded Cane Bay Partners VI, LLLP, a St. Croix based firm that provides financial consulting and management services, in 2009. Johnson helped expand the industries that Cane Bay it…


David Johnson, a partner at the Cane Bay Partners VI, LLLP, is a man whose dedication to his work has been visible since he first joined the St. Croix management and consulting company in 2009. Many of his day jobs include various tasks like marketing, operations of offshore call centers, information technology, and even some risk management jobs. However, his resume began long before he joined Cane Bay Partners.

Back in college, Mr. Johnson earned his BBA in management and a BBA in business information systems from the University of West Georgia. After graduation, he began to work on his…

David Johnson

David Johnson is a co-founder of Cane Bay Partners VI, LLLP, a financial services, consulting and technology company in St. Croix, U.S. Virgin Islands.

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