Enabling Church Members to Cover the Cost of Gift Processing

Hi, isn’t this technically a “surcharge”? From what I understand neither Visa nor Mastercard allow merchants to add a surcharge. How do you get around this? Is “Cover The Cost” technically a product? What if people don’t cover the cost? How do they maintain the tithe’s exact amount? This doesn’t seem to be a problem for anything else but the tithe. Would really appreciate how you do this. Thank you!

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