Asking an honest question here. If the ACA is repealed, won’t that have an inflationary impact on employee group insurance rates? With the reduction of the high-earners tax contribution and the elimination of federal assistance for poorer folks, how are insurance companies going to make up the huge shortfall to healthcare plans of all these people leaving group plans by “choosing” not to have coverage? If 22 million people withdraw from various group plans, that’s got to be a huge loss for insurers.
The only option I can see are huge claw backs of coverage and increases in premiums and deductibles for group plans, especially if the rumored changes in Trumpcare are passed.
Am I off-track with this? I just don’t see where insurers will be able to absorb the loss of all those government assisted premiums.