I’ve been hearing of cooperatives that are joined in place of insurance and considered coverage in that they allow you not to pay the fine for not being covered. I haven’t looked into it, yet. But I know they exist. Certain doctors and certain groups collaborate together.
My dream is to spend healthcare dollars on actual health care, not making insurance company CEOs and shareholders wealthy.
It’s the usual, right? Do it yourself, do it local, don’t expect other larger institutions to do right by you. There are too many palms to be greased the bigger the organization gets.