David BergendahlMy Daughter’s BookcaseWhat contextual triggers exist to spur curiosity, now that the majority of the content we consume is stored on devices, invisible to others…Aug 22, 20151Aug 22, 20151
David BergendahlIn product design, we’re the problem… and Cool Points are the solutionTL;DR: Choosing to innovate instead of adopting an existing, tried & tested alternative is risky. Thinking in terms of “cool points” helps…Aug 12, 2015Aug 12, 2015
David BergendahlSmallTime: Replacing Bitcoin with a currency-free distributed transfer systemTL;DR: Remove miners, remove the need for a currency. I outline a proposed currency-free, trust-less, distributed transfer system.Apr 27, 2015Apr 27, 2015
David BergendahlOverview of SmallTimeHow I think SmallTime works, and its advantages / potential instabilitiesApr 27, 2015Apr 27, 2015
David Bergendahl3/The problem with banks: an outline of the futureBank services are being unbundled. Their core service of guaranteed deposits invested in mortgages, however, won’t change.Feb 20, 2015Feb 20, 2015
David Bergendahl2/The problem with banks: causesThe low rates environment leaves banks with falling interest income while they struggle to find a new model for expensive branchesFeb 19, 2015Feb 19, 2015
David Bergendahl1/The problem with banksBanks perform several vital roles in our lives but are exclusionary, expensive, and often inadequate.Feb 18, 2015Feb 18, 2015
David BergendahlBitcoin is needlessly complicated. Exchanging processing power should replace paying with coins.Spend your own processing power, not bitcoins, to have your transactions validatedJan 20, 2015Jan 20, 2015
David BergendahlIterative growth as a startup modelBuilding for a small market to fund growth in larger markets is great for investors; lets startups target small market monopoliesOct 25, 2014Oct 25, 2014
David BergendahlYour PayPal balance isn’t FDIC insured: the case for a new model for financial startupsStartups could pair operational insurance with uninvested customer ‘deposits’ to be bankish without being a bankSep 21, 20143Sep 21, 20143
