There are three main issues I see on a daily basis:

1. The majority people don’t realise that they have in effect two lives a physical one and a digital / online one. Both of which need looking after.
2. The majority of people either can’t be bothered with their online security or are in that false sense of security it want happen to me.
3. The only fool proof method of securing online accounts is by 2 step verification but with the private key being DNA of the account holder.