Passive Income Journey: Understanding this Little Discussed Fact about Money Changes Everything
💰 The Truth About Money: It’s Not What You Think
On your passive income journey, money is going to show up.
Sometimes in small amounts.
Sometimes in big, life-changing ways.
But before we celebrate, let’s pause and ask an uncomfortable but necessary question:
What is money, really?
I’m not talking about the banking system or monetary policy. I’m talking about the role money plays in our lives. At its core — money isn’t magic.
Money is a tool.
A hammer doesn’t build a house — a person does. The same is true with money. It’s only as powerful as the person who knows how to use it.
💡 Want to use money to build systems, not just buy stuff? Start with this free course.
🧠 A Lesson I Learned About Money (in College)
I’ll never forget this moment.
In college, one of my professors asked our class:
“If you won the lottery, what’s the first thing you’d buy?”
We were 18, 19 years old. Fresh out of high school and full of big dreams.
The answers flew around the room:
“Ferrari.”
“A mansion.”
“An island.”
“I said several houses — because, why not?”
After we finished, the professor said:
“You’re all wrong.”
Wait — how can we be wrong about what we want to buy? Then he explained:
“The first thing you should buy is a good lawyer, and the second is a financial advisor.”
Boom. That hit me.
It’s one of those things you never forget. It changed how I think about money forever.
🕵️ The Smart Ones Don’t Rush
Now, every time there’s a Powerball or Mega Millions winner, I pay attention.
- The ones who wait a few months before coming forward? They’re likely setting up trusts and assembling a financial team.
- The ones who show up in 3 days with their full name on national TV? Not great odds.
💭 Rich doesn’t start with money.
It starts with mindset — and the ability to use money as a tool.
💸 What Money Is Really For
Money has three core uses:
- To buy what we want
2. To buy what we need
3. To make more of it
Most of us are pretty good at the first two.
We’re consumers by nature — and we’ve been trained to save what’s left.
But the third function? That’s where EPICs (Enthusiastic Passive Income Creators) come in.
The wealthy use money to build systems that make more money. That’s the function that unlocks freedom.
🔁 What Happens if we have no Money? Then We Use Time to Build a System
If you have money — use it to build systems.
If you don’t have money — use your time to build systems. The result is the same: a method of earning that doesn’t require trading hours for dollars.
That’s the beauty of this approach. You’re never stuck. You either invest your time or your money — both are tools to build wealth.
💡 The Third Function Is Where the Magic Happens
I hesitated too. I was unsure about putting money back into my business, into tools, into automation.
But once you understand the third function of money — its ability to replicate itself — everything changes.
You stop holding onto money like a prize.
You start using it like a lever.
That shift? That’s what separates those who hope for passive income…
From those who actually earn it.
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🛠 Final Thought
Money’s not good. It’s not bad. It’s not emotional.
It’s a tool.
And like any tool, it either sits in the shed…
Or it helps you build something that outlives you.
Let’s use it to build systems.
Let’s use it to buy back our time.
Let’s use it like EPICs.