So in the spirit of transparency and satisfying other data porn lovers, we have a Paylater app that has been downloaded over 50,000 times since we launched in May. Paylater is a 1 month cashless and paperless loan via any Android phone and first-time borrowers are eligible for up to N10,000. We issue between 100–300 loans a day across Nigeria depending on our marketing spend and our current risk appetite. Our current default rate is ….. Calm down friend, that info I won’t give as we are just starting to date!!