Credit Cards in Kuwait: Can They Really Earn Miles
Have you ever wondered if your credit card could help you earn miles? As it turns out, the answer is yes. It might seem counterintuitive, but some cards offer rewards programs that can help you earn airline and hotel loyalty points at a faster pace than most people are able to do by merely spending money with them. For example, some credit cards let you automatically earn cash-back rewards on purchases made with them. Others have annual fee waivers for some or all of the first year after getting the card, after which time the annual fee usually applies again. Fortunately, more credit card issuers are starting to recognize that consumers like things that are a little different from traditional offerings, like the One Million Miles Offer by NBK. That’s why some of the world’s best travel credit cards now offer features specifically for people who want to get more out of their spending habits when travelling away from home for extended periods of time.
What is a travel credit card?
A travel credit card is a type of credit card that is specifically designed for people who regularly travel outside the country. The most common usage scenarios include trips abroad, a honeymoon, or a trip to visit family. Travel credit cards can be extremely helpful when you travel abroad because they let you use your card to make purchases abroad that are typically much cheaper than they are here in Kuwait. Many travel credit cards are typically designed for people who travel a lot, and as such, they tend to offer a variety of benefits and perks that make it easier for you to maximize the value of your travels. Credit cards with travel rewards programs, like the One million Miles Offer, allow cardholders to earn frequent flyer miles and resort certificates for free stays at top-tier hotels. Some have fee-free international travel benefits, and others come with free concierge services, travel insurance, and more.
How to Earn More With a Travel Credit Card
Credit cards with travel rewards programs typically have a slew of benefits that help you get more out of your travel spending. These cards tend to be more travel-focused than traditional vanilla credit cards, and they may also have an annual fee. With a travel credit card, you can lock in some of the best travel benefits and perks right away. Some travel credit cards come with free travel insurance, additional baggage allowance, fee-free airport lounge access, and other perks right on the card. Many travel credit cards also offer or have an option to waive the annual fee after the first year, making it easy to reap the rewards benefits of the card even if you don’t travel that often.
How to Apply for a Rewards Credit Card in Kuwait
There are many websites that are designed to help you get a travel credit card or other bank loans in Kuwait. These websites have lists of every travel credit card that has been reviewed by other users. After you find the card you want to apply for, you can simply enter your details, like your income, debt, and spending habits, in order to see how they will be impacted by the card. Most travel credit card issuers have a similar application process. First, you’ll need to come up with a good reason as to why you need the card — so that you can make it relevant to your situation and not just some generic reason. Next, you’ll need to show that you have the income that is associated with the card. That could be showing your employer or banking institution that you have a steady income to put on record. Next, you’ll need to show that you have a steady spending habit. You can do this by either providing documentation or just showing that you have plenty of credit history already in place.
Travel Cash Back Credit Cards
Travel cash back credit cards are great and let you earn cash back on every purchase made with the card without having to spend any money. You simply have to make purchases with your card and then wait a few weeks or a month before the rewards show up in your bank account. Many travel cash back credit cards offer bonus cash back in the form of travel-related rewards such as miles or hotel points. Travel cash back credit cards generally come with an annual fee, so they’re only worth it if you can get at least a few dollars back per dollar spent. Some travel card issuers give cardholders a few dollars back on every purchase made with the card, but some only give a percentage back of the amount you spend. Still, that’s better than nothing, so it’s worth checking out.
Final Words: Is a Rewards Credit Card Worth It?
If you spend a lot of time travelling outside the country, a travel credit card that offers frequent flier miles or hotel points as rewards may be worth it. You can use those points to book free flights or stays at top-tier hotels that are worth thousands of dollars in cash. Plus, you can transfer points to airline partners like Kuwait airways. These cards usually come with a ton of features that make travelling easier and more convenient. However, the high annual fees on some cards can make them cost-prohibitive for people who only travel occasionally.
