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Originally intended to be a family memoir, A Banker’s Journey laser-focused on the LDC debt crisis of the 1980s and the banking consolidation of the 1990s after author Charles L. Coltman III realized how few insiders knew the true background of the merger of CoreStates Financial and First Union Corporation of Charlotte, North Carolina. Certainly, no other part of his personal story seemed as important to the bigger picture than his role during that merger and no other book has covered the LDC debt crisis from the perspective of regional bankers like Coltman. Drawing on his firsthand knowledge and experience. Coltman reveals the decisions that led
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Book ID Asin: 1977256953
Book Title: A Banker’s Journey
Book Author: Charles L Coltman III
Book Format and Price:
Book Format Name: Hardcover
Book Format Price: $30.99
Book Format Name: Paperback
Book Format Price: $19.95
Book Price: $19.95
Book Category: Books, Biographies & Memoirs, Professionals & Academics and unknown
Book Rating: 3 ratings
A Banker’s Journey by Charles L Coltman III Book Review
Name: Constance Martin
Rating: 4.0 out of 5 stars
Title: Great story especially if you were there
Date: Reviewed in the United States on January 18, 2023
Review: It was a great recap of the bank that I worked for. I remember a lot of the events that Chuck describes. And it is great to read the background of what was going on. It was great to read so many names that brought back fond memories. On the downside the quality of the editing needed some work. The font suddenly changed from one page to the next. A person’s name was spelled 2 different ways. One time his actual name (one L) and then it was spelled with 2 L’s which turned it into a woman’s name. Bottom line — if you spent any time in PNB/CoreStates International this is a great book. Also Chuck OK’ed my overseas assignment. Great stuff, well written, editing needed more work.
Name: JoJo
Rating: 4.0 out of 5 stars
Title: One man’s view of banking these past 50 years
Date: Reviewed in the United States on January 7, 2023
Review: Single lens view of US banking crises of the late twentieth century
Reviewed in the United States on January 4, 2023
A memoir? For grandchildren? Family Tree? Family events and milestones?
These are some preconceptions based on the title and author.
Not this Memoir.
Mr. Coltman’s Journey is the story of one banker’s diverse commercial lending career in the turbulent times of the last third of the past Century. I enjoyed the story. My own career parallels and intersects the author’s journey. As the reader sees the many challenges commercial bankers faced, the author provides a sharply focused single lens — his — on these trying times. Add in it’s the viewpoint from a smaller regional Philadelphia banker cross crossing, solo, initially developing countries, with a limited number of products to offer. One is taken back by the youth, experience- lack thereof — and creativity Mr. Coltman’s demonstrates to Philadelphia Head Office and his customers in Asia in the Seventies.Remarkable.
Fast forward to his later career in the Eighties and Nineties as banks finally lobby to remove government merger barriers their predecessors carefully and defensively added over the prior century. Mergers and acquisitions are the rule of the day as interstate branch banking rolls out across the country, regionally at first. Mr. Coltman’s view and insight as PNC aka CoreStates, fights to survive initially as an acquirer but loses out as a targeted acquisition.
The recall of names and the praise bestowed is insightful. The focus of people and credit process as defined by expertise, competence and culture is an inside look at what was happening in PNC Tower.
We await the future reviews of grandchildren reading about a world and time that no longer exists.
Joe Murphy
Berwyn, Pennsylvania
08 Jan 2023
