The Monthly Payment Schedule for Social Security Disability
People aged 18 or over who are not currently receiving Social Security benefits may qualify for social security disability (SSDI). People with a long-term or terminal medical condition that prevents you from working.

Here are the main steps in the process:
1.You will need your Social Security number (SSN), and your date and place of birth, and will need to show proof of U.S. citizenship in the form of an original birth certificate. If you weren’t born in America, you can show lawful alien status. You’ll need to provide information about all spouses you’ve had and information about any children under the age of 18.
2.Information is also needed about your medical condition, in the form of medical notes, hospital records, treatment information, medications list, and related information.
3.Next, SSA will need detailed employment records to ensure that you’ve contributed to the Social Security fund over your lifetime, before you became disabled. Since you are claiming that your condition keeps you from working, SSA will need details about former employers, job duties, and earnings.
4.If you served in the United States military, they will need records such as active service dates, information about any military disability or pension benefits you may be receiving or entitled to.
You can complete your application online, or mail it to your local SSA office. There, the application will be reviewed and a decision will be mailed to you regarding the SSA decision whether to provide you benefits.
If SSA has decided in your favor, you can request that the payments be electronically deposited in your bank account. All you need to provide your bank’s routing number and account number.
How long does it take after approval for your first check to arrive? Be prepared to wait, because it can take up to six months from the approval date and the date you receive your approval letter for you to actually receive the first payment. With most of our clients, we have seen that SSA actually moves much faster, so most of our clients have received the first payment in less than six months.
Delays can sometimes occur. If you have other benefits like military benefits or if you’ve received workers compensation benefits for an injury that happened on the job, the SSA will also need to review all of that paperwork. That review may delay your first SSA payment.
SSA will pay your benefits according to a schedule. Each year, SSA publishes a schedule of payments so you know when to expect your checks. Payments are scheduled monthly according to the day of the month your birthday occurs on:
•Birthdays on days 1 to 10: payment arrive on the second Wednesday of each month
•Birthdays on days 11 to 20: payments arrive on the third Wednesday of the month
•Birthdays 21 to 30: payments arrive on the fourth Wednesday of each month
If the Wednesday of your payment date happens to fall on a holiday, the SSA will usually send the check a few days early.
You may also qualify for the Social Security Administration’s (SSA) Presumptive Disability benefits. In this program, SSA will pay your benefits up front for up to six months while your applicaton is under review. This is only done if you have certain medical conditions that will likely easily qualify for SSDI benefits. The following conditions apply:
•Terminal illness with life expectancy less than six months
•End stage renal disease (ESRD) needing constant dialysis
•Spinal cord injuries and limb amputations
•Deafness and blindness
•Patients who are immobile or confined to bed
•Severe strokes
•Cerebral palsy, muscular dystrophy, or amyotrophic lateral sclerosis (ALS), known as Lou Gehrig’s disease
•Down syndrome or severe mental deficiency
•Human immunodeficiency virus (HIV) or acquired immunodeficiency syndrome (AIDS)
SSA pays the benefits ahead of time because there is a fairly high likelihood that the severity of these conditions means that you will automatically qualify. If you receive a presumptive disability benefit payment up front, then your claim is denied, you won’t have to pay back what they’ve already paid you, but you won’t get future benefits either. There are some cases where SSA might feel you’ve been overpayed and they will require you to pay back that portion.
If you don’t qualify for SSDI because you haven’t contributed enough to the Social Security fund, you can qualify for another government program called Supplemental Security Income (SSI) benefits. This program is designed for people with little to no income and the funds help provide basic food, clothing and shelter needs. SSI payments arrive on the first day of each month.
We hope this information on the Social Security disability payment schedules and SSDI payment calendar has been helpful. If you need help filing your claim, or need to file an appeal because you’ve been denied, our firm can help, Contact us today.
