Sorry, But You Missed the Forest For the Trees
Your focus here on biological and human systems is misplaced. The economic system (i.e., capitalism) is itself an evolving system. As such, like all evolving systems, it has a finite lifespan. Further, as an evolving system, the wealth creation — creative destruction dialectic in capitalism has always been coupled to technology. This is why both capitalism and technology are now evolving faster than any other systems.
Again, on my Medium publication, A Passion to Evolve, you should find some of my articles quite interesting. For example: