Many people which a low risk investment profile have asked for a long time, safe investments with Crypto Currencies and wondered: Is that even possible? It highly depends who you ask. Plenty of „old-school“ industry professionals have warned private investors about the unpredictability and inconsistancy of the Bitcoin rate, especially since the young and innovative fintech industry has established a gold-digger (or in that case a gold-miner) mentality around Crypto Currencies causing voliatility in both directions.

So is there a concise but universal answer to the question above?

Unfortunately there is none in sight because it heavely depends on your own risk measurement and how you evaluate safety in investments. However, there is possibly a way for you to stick your nose into the crypto-world without having to face doubts if you don´t just burn your money by gambling around, investing in a single coin that just received a lot of hype from an influencer. The approach is pretty fresh, eventho not completly new but it´s not so well established yet and therefore hasn´t gained momentum. If you develop a solution that get accepted by government bodies and legal institutes you might be a pioneer. …

Even after having witnessed the participation of various well-known brands into the blockchain and crypto technolgy, some still decide to continue living in a 1984 where ignorance is bliss. They awake every morning to just another perfect day without sunrise in their tiny world, keeping on regurgitating their status quo.

Yet even the most tentative step could be significant. There are a plethora of issues to target and a paradigm shift can be a benevolence on huge part of earths population.

One issue that can´t be neglected is the unbanked subject. Having a huge unbanked population is not only an issue of emerging and developing countries, but are an ubiquitous phenomena even in the 1st world. …

Pecunia non olet — … but sometimes it tastes weird

That a financial term as “poverty industry” which includes being unbanked needs to exist today should be a trigger to unleash our ethic responsibility and motivate a thought process to make this term redundant. However, help is already on it´s way and it comes from an unexpectedally, the crypto currency movement.

The idea of supporting the unbanked, or in more straight-forward speaking, the market to make profits with the unbanked is not new, not even in the crypto-world. Bancor does projects in Kenya, Binance in Uganda.

However it could be done in a more hollistic way, like a role model scenario every government globally can apply as desired. Imagine various government in South-East Asia, Latin America or Africa establish a governmentaly supported/controlled and limited native coin, a country-coin. Bitcoin might be illegal to be used for payment but not a Viet-Coin, a Mexi-Coin, or an Afri-Coin. …

This got written in august 2017. It´s fascinating to see the development, the opinions and the change in the acceptance since than.

Every now and than in the history of mankind a new idea had a disruptive impact on the world as it was known until then. Some examples are heliocentrism, parliamentarism, the car, electricity, the internet, and now the blockchain, the technology that made the first crypto currencies possible. (The blockchain is the public ledger of Bitcoin, including in itself all transactions ever done )

Every time, a long time established system gets shell-shocked in its foundation, it´s a huge commotion and the ones who are in charge are eager to point out all disadvantages that the new system could bring, reminding everybody about the high quality standards of the Status Quo. …

The situation

In dependence to Charles Darwin‘s quote from his famous “Origin of Species” classic, Coins today also face a struggle for existance. The chances that all currently available Coins will be still be around in 2 years is very unlikely. But what will cause this digital extinction?

As in nature it will be man‘s interference that will cause the majority of the dissolving of Coins. We simply “breed” variations of Coins for which some are not ready for their environment. Also, fraudulent companies issueing Scam-Coins for the sake of getting unregulated money because motivated Investors fall for an irresistable sales pitch. …

saToni Nakamoter

With the 2008 publication of the infamous Bitcoin whitepaper and its raise to economic importance we can easily say the fabric of the world has changed. We know that a similar idea was published in the early 90ies, but even that is still not the historic origin of the basic idea of the Bitcoin/Blockchain movement. Some ideas can be transfered to the modern day era, tracing back to the very publishing of Carl Mengers “Principles of Economics”, the initial spark for the Austrian School of Economics.

The Austrian School of Economics — Diamonds are forever

What it is in short: The less (governmental) interference the better!

In a little more elaborated way, it´s a libertarian but not a liberal approach. It focusses on the subjective value and the marginal costs, solving this way the paradox of value inherent and mostly famous in the millenium old “Diamond — Water Problem”. Why is a diamond more precious than water when water is of far more use for survival than a diamond? This puts its emphasis on the value for mankind and not on the availability or accessability of goods. If you want to know more, I put a list of books at the end of this article. …