While this huge amount of debt is quite troublesome (Student loan I guess ?)
Köpenick
11

Right through her 20s and well into her 30s, I had a relative who hitchhiked across oceans. It is possible by heading to the places where the luxury yacht moor and hiring yourself as a deckhand, unpaid other than passage, board and food. You don’t have to be experienced (it helps, obviously) but do need to be clean-looking and fit.

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