It’s time to‌ ‌talk‌ ‌mindsets. You can have one of two different mindsets. You can either have a growth mindset or a broke mindset. — I’ll give you an example of a broke ‌mindset. And, more importantly, how not to think. So a while back I published this short where I shared that I took my family of 6 to all-inclusive resort in the Dominican Republic. Guess how much I paid? Nothing. How was I…

In a rising interest rate environment — with rate increases predicted over successive Fed meetings — retirees with fixed-rate portfolios are in a quandary: Should they renew their upcoming Certificates of Deposits (CD) maturities at the prevailing rate; or should they hold off until the next rate hike announcement? Renew now and, if rates do rise, rue that renewal decision. Hold off too long, and if rates decline a notch, regret the decision to not renew when you had the chance!

Retirement ought to be a time where stress vanishes, or at least diminishes significantly. After all, you suddenly shed oppressive work obligations, while the activities you truly enjoy and really want to pursue find their way on to your calendar. At the same time, your personal time expands dramatically, leaving you free to do almost anything you want to do, including those dreams you’ve deferred until your post-career years.

Collaboration and a proactive approach are essential in discovering new data security risks, regulations, and measures in the financial service industry. Given the fact that companies within the financial service industry use data for finding revenue streams, providing personalized experiences, and storing customer information, it’s essential to focus on data security. — Data security is one of the key business goals in this sector, as losing customer data can seriously harm an organization’s overall reputation and success. All banking businesses rapidly adopt different technologies, leading to various exposures and challenges.

Summer has always been a great time to relax and enjoy your free time, but now that you’re retired, it’s as good a time as any to take on a new side hustle. Unlike most other people who don’t have the luxury of time to spare to make some extra cash any time of the year, retirees can actually use the warmer weather and longer days to their advantage. If you’re looking for a summer side hustle, here are 11 ideas to help you bring in some extra cash. Whether you want to earn a little extra spending money or save up for a rainy day, these side hustles can be a great way to supplement your income.

These days, people seamlessly switch between their phones, their computers, and local stores when making purchases and returns. Just think about all the websites and apps that now offer in-store, pickup, and shipping options, letting customers know whether an item is in stock or not. In this omni-channel world, customers expect to see digital ads in retail spaces frequently. — Retargeting ads remind customers of items they’ve viewed in the past. Banner ads and clever graphics call out promotions on retail websites. Digital advertising is already thriving online. But brick-and-mortar operations have a unique opportunity when it comes to digital ads in their retail spaces. By using in-store displays, they…

Cash flow is the name of the game for landlords. Positive cash flow ensures your rental properties turn a profit, while negative cash flow indicates your investments are nothing more than financial drains. And while there are literally dozens of factors that influence cash flow — including the types of properties you invest in, the rates you set, and how you screen tenants — it ultimately comes down to your approach to rent collection.

Unfortunately, there are no shortcuts when it comes to saving for retirement. Instead, you must do all the small things that can add to a stable post-career life. Reining in spending, keeping costs down, and setting aside extra funds are just some of the intelligent things you can do to grow the money in your nest egg. — Here are 25 tips for boosting your retirement savings and investing in your future self.

Choosing the right credit card as a senior or retiree can sometimes be tricky. There are many options available, and it’s essential to find one that offers the best benefits for your current needs. Unfortunately, those needs and our preferences change as we age, so the card that was our ideal fit in our twenties or thirties is probably not the best fit for us today. This article will highlight five of the best credit cards for seniors and retirees in 2022. I’ll also explain why these cards stand out from the competition. So whether you’re looking for a new card to add to your stack or just starting to plan for retirement, read on for my top picks.