Going to college. Buying a car. Starting a business. Owning your own home.

Credit Access in Marginalized Communities

According to the 2021 results of its annual study, Hearts & Wallets, a research and benchmarking company that analyzes consumer behaviors around saving, investing, and seeking investment advice, found that 39% of consumers plan on retiring before the age of 65. That’s the most significant share since 2010.

  • Over 38% of respondents under age 54 will retire full-time by age 55.
  • Only 32% of older workers, or pre-retirees, expect to stop working full-time in the next five years.
  • 44% of respondents in the pre-retirement age group have already retired.

Who doesn’t want a guaranteed income stream to gather the litter of your crushed retirement plans? But, some annuities offer financial safety. Stan Haithcock, renowned as Stan The Annuity Man states, “Saying you hate annuities is like saying you hate all restaurants.” So, let’s dive in to learn a few important things about annuities.

What Is An Annuity?

When your finances are in order, you just feel better. You also have a better sense of how to save and plan for your financial future. Plus, you have less to worry about at night, and you know the complete picture of your wealth.

Saving money is important — not only for the future but also for the rainy days. This holds true especially in the post-pandemic world today when the survey data recorded shows an unemployment rate of 14.8% (April 2020) — the highest since the last survey done in the mid-20th century.

Why Automate Your Savings?

What are survivor benefits?

Survivor Benefits Beneficiary Types

Widows and Widowers Who Qualify

Credit cards can be a dangerous game. If you do everything right, you have access to cashback and travel rewards worth thousands of dollars. If you miss payments, you can end up with thousands of dollars in costs. How you handle your accounts is up to you. However, these five credit card secrets might make your credit card use more beneficial.

Credit Card Secret 1: You Can Get a Signup Bonus and Close the Account

Financial security is a common goal amongst millennials. After all, we all want to make sure that we have enough money for college, a house in the future, and other major life events. However, actually building financial security can be difficult. That’s why in this article, we’ll talk about how you can make yourself financially secure as a millennial.

Identify sources of income and Create a budget

Creating a budget is a simple process and is crucial to becoming financially secure as a millennial.

If the pandemic left you a little strapped for cash, you might not be able to afford large purchases at the moment. Of course, this predicament isn’t a serious one if your wish list consists of brand-name appliances and designer clothes because you really can wait on these items. However, if you’re sleeping on a lumpy mattress or driving around on bald tires, you might have to make a few large purchases sooner rather than later.

1. Use Apps Like Afterpay


We make it easy to create professional looking invoices, capture expenses and effortlessly track your time with https://due.com

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