Written by Dwayne Gefferie in Payments The world of retail is transforming with the changing pace of consumer behavior. Payments, as a key role of the purchasing process, must adjust to the demands of shoppers as well. …

In 2008 I started a business on the day that the financial crisis started. Having poured all my savings into a new endeavor and seeing the economy crumble in front of my eyes, was one of the most surreal feelings I ever had. Being a true optimist, instead of pulling…

Yesterday the CBS News reported that Jack Dorsey the CEO of Twitter told his employees that he anticipates them to work from home at least until the end of the year, and on top of that even said that they don’t even have to return to the office at all…

If you are in the Payments/FinTech industry, and you keep track of companies who are listed, you might have noticed that Adyen, the Dutch Payments company, crossed the €1,000.- per share mark, making the total company worth a little more than €30 Billion. In the Netherlands, it has made a…

While there have been key events throughout modern history over the years that have drastically changed consumer behavior — from the Industrial Age to the Great Depression, World Wars, and the Internet Age — we are facing unprecedented times. The current Global Coronavirus pandemic has dramatically changed how we work…

I see it all the time, entrepreneurs, managers, product owners and analyst, at startups who continue to lie to themselves. Especially entrepreneurs, they are the most delusional of all. Every great company started based on a lie When it comes to business, especially in startups entrepreneurs lie to themselves every single day. Let’s face it, if you want…

Why the next wave of succesful startups will focus on them and succeed, despite facing Google, Apple and Amazon. — Unless you have been living under a rock the last couple of years, you must have heard about Voice. Amazon’s Alexa, Google’s Assistant or even Apple’s Siri, each Virtual Assistants used with hardware provided by the parent company or hardware partners, are currently the manifistation of Voice.

How to change the model of banking and payments from competing to partnering. — I find it fascinating to be part of any discussion that stretches across generations (from Baby-Boomers to Millennials), especially in the Financial Services industry. …