Developing world MSMEs face a credit gap of USD 5 tn per World Bank estimates. This gap exists over and above ~USD 3.7 Tn credit that has been fulfilled by formal lending institutions. Technology -led new business models adopted by FinTechs, neo banks etc. …

The World Economic Forum has published a white paper on the value that blockchain technology delivers to climate action. It succeeds brilliantly in emphasizing the importance of digital technologies in climate action. This is our humble attempt to summarise the key aspects of the paper for our readers. The convergence…

Tokenomics play an important role in incentive alignments. A well-designed tokenomics model can incentivize players even in a non-cooperative situation to cooperate and arrive at the most optimal outcome. On the other hand, disincentives help in regulating user behavior and actions without compromising on decentralization. …

“After all, any event — given the external conditions and the participants in the situation (provided the latter are acting of their own free will) — may be regarded as a game of strategy if one looks at the effect it has on the participants.” — John von Neumann, On…

What is a stablecoin ? In simple terms, a stablecoin is a cryptocurrency which derives its value from a referenced asset. Why do we need a stable cryptocurrency? Prices of cryptocurrency are highly unpredictable with wild fluctuations. This makes it hard for people to use it . …

Risk management firm Elliptic says De-Fi users lost $12 billion to hacks and scams over the last couple of years alone.[1] These scams and hacks can be due to technical and non-technical risks. We wrote about Technical Risks in DeFi here in Part 1 of this article. This Part 2…

DeFi or Decentralised Finance is a term for a class of financial services that operate in a decentralised fashion, attracting investors to participate using highly incentivized mechanisms. The De-Fi market is exploding with the potential to revolutionize finance, investment patterns, businesses and asset acquirement. However, it carries risks of varying…

At the time of writing, the Total Value Locked (TVL) in DeFi across all chains and sectors is $78 Billion[1] which is a very small percentage (0.0032%) of the global wealth (valued at $1.3 …

Srinivasan ,40, is the proprietor of Udit traders, a kirana store in the town of Haveri, a small town 300 km from the tech city of Bengaluru. Srinivasan started Udit traders when he quit his job as a sales man in an FMCG company ten years back. His shop sells…