I’m impressed by the fact that you don’t give all the credit for your current financial position to yourself. It takes some wisdom and humility to see that many of our “successes” or “achievements” have their foundations in having been born at a certain time in a certain place and having been lucky. Yes, individual effort is important and is applaudable, but let’s not get carried away with ourselves and think it’s always about us. Be well. Thanks for your perspective. I love Denmark (among many other great countries).