I worried so much more when I had nothing. Now I have a home of my own, a good job, income insurance and the ability to save. I mean everything could still fall down but I’ve done everything I can to protect myself, you know?

And there’s always more to strive for. Now I’ve got goals around how much I want to have in managed funds, in dividend stocks, upping my retirement saving, renovating the house and saving for eventual kids.