I feel like I’m simultaneously Genie and Kate in this installment! I get very frustrated watching my younger sister making — not wildly irresponsible financial decisions, but certainly purchases that she can’t afford. Maybe it isn’t “fair” that she can’t buy those things, but the fact remains that she can’t afford them! At the same time, I so totally get Kate’s panic and avoidance when the budget she has is simply not sufficient for her needs. That feeling of wanting to throw in the towel and just accept that you’ll be poor and in debt forever? BEEN. THERE. Sometimes still there. I wish I could tell you that getting out of debt is worth it; I really can only assume that it will be. Sisters in indebtedness, let us unite and struggle onward together!