I’ll be honest, I hadn’t heard of this app and now I WANT IT. I live on a knife-edge, financially, and I deeply hate both the sensation of owing money (guilt, pressure) and being owed money (guilt for applying pressure BUT I NEED MY MONEY BACK). My sister is also my roommate, and we’re constantly owing each other money for this bill and that bill — I would dearly love to put a stop to that! Neither of us is financially secure enough to airily assume it’ll “all come out in the wash” (which fwiw I’ve always heard used exactly that way!) — I really wish we were. I also have other siblings who tend to, for instance, agree to go in halfsies on a present for Mom but never ever follow through (not that I’m bitter), which is easy to get away with because they live far away. Another thing this would help put a stop to.