I’m so happy for you! I know full well that I have retirement accounts from two former jobs sitting around… somewhere. I know what I ought to do is get the money rolled into my current retirement account, which incidentally is with TIAA-CREF. Right? I’ve known that for… a couple years, really. But the very thought is so overwhelming that I haven’t done a single thing to deal with it. I don’t have any idea where to start. It doesn’t help that I passionately loathe talking on the phone, so calling around to figure out what to do is about as appealing as sleeping with a cobra. Billfolders, advise?