Totem Live is built on the idea that accounting ledgers should be fraud resistant, independently verifiable and able to communicate directly with each other, anywhere in the world, in real-time. The result is an easy-to-use app for taking accounting off your ‘to-do’ list. Totem’s peer-to-peer accounting protocol does the accounting and bookkeeping live in-app, with no accounting knowledge required by a user. It’s the first accounting system to operate dynamically, in real-time, without any manual entries or processing.