This was your first blog post?! Geez, you’re so eloquent. I feel the same way you do with anxieties pertaining to things that can pile up — doctor’s appointments I need to schedule, bills I need to pay, classes I have to show up to, even cavities I need to fill. You’re right in your intuition to take this giant scary loan burden on and tackle it. I love you and know that God will guide you and your husband to an even better situation!