Why is Equifax credit score the most important?

Why is Equifax credit score the most important?

Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?

Answer : I might suggest you to visit this website where you can get from different companies: http://finance-solution.us/index.html?src=MEDFEBmooB7che .

Related :


What is the website where I can order copies my annual credit report for free.?
This one is free once a year. What is the website? Thanks””
How do i find out if some one is use your name for a credit card?
i think someone is using my brothers name for a credit card and i don’t know how to found out who is doing it. he has my dads name and my dad died 3 years ago and i was wondering if someone is using his name or my dads name. please help me find out how to find out. i really don’t wont this person to get away with this. PLEASE HELP!!!!!!
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Where can i find a loan shark in Edinburgh and Scotland? Contact Me?
Please do not tell me not to go there etc, i have next to no credit history and credit is impossible for me to come by, TRUST ME i have tried everything over the past year. If a loan shark could contact me it would be much appreciated or if someone could point me in the direction of, many thanks””
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How can I find out which collection agencies I owe?
I got a rejection letter for a credit card, and the collection agency they listed doesn’t match the agency on my credit report. How do I find all the agencies I owe?””
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“”Karen and Wayne need to buy a refrigerator because theirs just broke. Unfortunately, their savings account is?””
Karen and Wayne need to buy a refrigerator because theirs just broke. Unfortunately, their savings account is depleted, and they will need to borrow money in order to buy a new one. Sears offers them an installment loan at 12% (add-on rate). If the refrigerator at Sears costs $1,528 plus 5% sales tax, and Karen and Wayne plan to pay for the refrigerator for 3 years, what is the monthly payment? (Round your answer to the nearest cent.) $””
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Cash converters loans??
does anyone know how old you have to be to get a loan from cash converters?? Im nearly 17, i work part time and i save my money but i was just after $1000 and the banks wont let me take out a loan with them because im not 18. What would happen to someone if they were 17 also but they worked full time and had a excellent credit history? oh sorry””
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I owe money to the mafia????? HELP!!?
Look… if none of you are going to take this seriously then please leave. So in recent months I have been getting into a lot of gambling and just last weekend I went to Atlantic City with a friend to play poker. Long story short, I ended up losing a lot of money and I really did not want to go home and tell my wife what I just did. My friend, who lives in AC in the summer, suggested that I can borrow money from a contact he has with no questions asked as long as I pay him back with interest. At first I thought he was joking and I said no way but when I realized that he was serious, I started to think it was my only way out of the situation. I agreed, and the morning before I left AC to go home, we went to a bar to meet the contact. When we got there, there was a table with a bunch of men in suits and my friend pointed to one of the guys sitting there and said Yea””
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Can I check my credit score without having to pay for it?
all the sites i have investigated require you to purchase something. why do i have to pay to see MY credit score? can i see it for free?
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Can I apply for the H&R Block Advance Line of credit on line if I already have an emerald card?
I still have my emerald card from last year. Can I apply for the H&R block advance online or do I have to go into an H&R Block store?
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How many points do you get on your credit score for making payments on time on a credit card?
I ‘m looking to raise my credit score and I was wondering how much does your credit score go up from a scale from 300–850 for making payments on time on a credit card? Exs please: 10pts, 15pts 20pts. Thanks.””
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Laura Hinen on Facebook does federal grants.Is she honest of grants or scam people?

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When are student loans in the UK wiped clean?
I took a student loan out in 1997 and have been deferring it ever since. I have never paid a penny towards it. When will it be cancelled?
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Any anyone used Money Management International for debt consolidation?
My husband and I have a large amount of credit card debt to pay down. We contacted Money Management International and they created a debt management program through them in which we would pay a certain amt. of money to them each month for 50 months in order to pay down the cards. Sounds okay as a way out with a definite end date. The worry I have is the no credit”””” clause in the agreements. You aren’t to take out any new credit while you’re on the program. I agree that we shouldn’t take out any new credit cards or anything. BUT””
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How can I add a correction on my credit report?
I need to register for a student bank account, but due to an overdraft I had on an account before and losing contact with a bank (I asked if I had to change my address and was told not to worry about it — I assume now because they were due to shut). They then tried to contact me, couldn’t and marked 5 months as late payments (completely screwing up my credit score) despite the fact they weren’t actually in contact with me. (As such I was unaware of the problem and set up a payment plan as soon as I was aware and it’s now been paid off). I don’t know what to do as because of it I can’t open a student account which I need to do. I’d like to either explain the situation and have it removed as I had no way of doing anything until I found out about it — my bank statements can easily prove that I am very responsible (including the amount of money I’ve saved). Would it be worth speaking to a branch manager with copies of my statement. If not how can I add a correction/note to my credit score so that I can hopefully get a student account. Thanks””
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Car Loan Credit???
without a huge down payment what kind of credit score should i have to get a car loan…. thanks
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CareOne Credit- good company for debt relief?
It’s Better Business backed- however if anyone has any opinions, have used them, or are still using them for this service- I’d appreciate feedback. Serious answers only- THANKS!””
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Low income auto loan?
I have a part time job where I earn around $600 a month (I’ve been working for over 6 months)… I got kicked out of my parent’s house and I live with my boyfriend’s family. They can’t co-sign my loans because they have bad credit. I pay no rent, I have one credit card that I pay off fine but I’ve only had that card for 5 months. I need a car because one of the cars my boyfriend’s parent’s had got repo-d, so now I rely on on other people to take me to college and to work. I have a $1,000 to put down… I just can’t find a bank or some type of auto loan place that could help me out!””
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I just got a bankruptcy discharge letter. Can I get a mortgage with 50 percent down? at what rate if you know?

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Can i get car financing if im only 17 and have a part time job?
i just want to know if its possible for me to get financing for a car. Im 17 years old and would like a car at the beginning of my last school year. i want to buy a 2005 honda accord for around $16000. I will be able to get a co signer that makes around $1500 a month. i will be working part time for my last year of high school but i will be able to make monthly payments of at least $250. After school i will be working full time and will be able to make payments of at least $700 a month. i don’t have to much previous employment but i will be working full time over summer so i will be able to make at least a $2000 down payment. I know most of you don’t work at car dealerships but i have no idea on what the rules for financing are so any help would be great but please don’t forward me to a site.
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Where can I find bad credit unsecure loans not payday loans?

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Does my credit score increase if my insurance pays off my auto loan off?
I financed a car with GAP insurance and I totaled it. My insurance payed for what the car was worth and GAP insurance payed the rest I owed. Will this increase my credit score? Thanks in advance.
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Question about auto loans.?
I have done the big picture. All in all it would save me about $2000 a year, I currently own a 2000 bmw 323i. Tires are about 100+ a tire my battery is about 120 and insurance/car payment are about 355 a month average mpg is 28. The bike i have in mind tires run on the low end about 170 a pair battery is about 35 payment and insurance being generous with the interest would run me about 220 a month. So now the only part left is to get the financials in order!””
“Why is Equifax credit score the most important?

Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?


NHS vs American health care? Which one is better?
I’m not trying to start any trouble, i’m genuinely interested. Personally I’d say the NHS is pretty good, they have a few problems but on the whole I’d say we have a pretty decent system considering it’s only paid through taxes.. I presume that the American healthcare system is allot better as more money goes into it right? Cheers for any answers””
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#repost

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Can you go to jail behind a payday loan?

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“”Just got my first credit card, and I don’t understand credit cards at all?””
Well I got an excellent job about a month ago and I opened a Wells Fargo account and I just today got my college cash back credit card in the mail. But I’m really not understanding all this credit stuff at all…I’ve tried studying all over the internet but I’m just not understanding! First of all, the 300 dollars available credit on my account, is this just money they have me to start off with? Or does this 300 dollar limit refuel every month or every year or something? What happens if I spend some off my available credit? What happens if I spread all of it? what happens if I append more than all of it? What would happen if say, I tried to withdraw 2000 dollars from the credit card? (I want to do this) and what’s all this fuss about finance and interest rates and all that.. What money will I have to pay back, when will I have to pay it back, how and why? Please help me understand.””
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If i sell my house before bankruptcy?
Im under contract to short sale my house and plan on filing a chapter sever after the sell. Would it be better if i filed chapter 7 0r 13.I want to purchase another house when i get back on my feet.I am close to 30k in debt and i just got a job making 70 k a year.
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#repost

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Besides h&r block what other tax companys will give you a christmas loan untill you get your tax refund?
I live in Northern ky fyi. Thank you
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Does Volaris accept U.S. Debit/Credit cards online?
I want to go to Guanajuato in late July/early August for 3 weeks. Volaris is the only cheap airline. Aeromexico is expensive and Aviacsa no longer goes there and there was another one that existed for only 3 years since they went bankrupt. I heard buying tickets at the airport is expensive. Tijuana to Guanajuato. Does the bank charge an international fee? Bank of America
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Bank Loan. APR Extremely High?
I have just been offered a high int loan from a major bank. Int rate advertised as 5.9 but also states that it can vary. I was offered 18.9 apr. Why? I have a good income and monthly expenses are 66% of what i earn with plenty of room to pay the loan at advertised rate. I am registeted electorol at my property but rent. Ive never been in the red. Never had a loan before. All accounts managed well. Experian and equifax have me at mid good range ( one group below excellent) I have a credit card that i use to get to the credit points. Ive been good to the finance system. Could it be because i dont have a backup payment. No property in my name and no car (thats what the loan is for) Can someone give whys? Please no answers like THAT WHAT BANKS ARE LIKE.
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Best buy credit card?
i applyed for a best buy credit card and was declined because most of my credit cards are very close to being maxed out. i have good credit and have never been declined. i was wonder after lowering my credit card debts how long should i wait till i try to apply again?
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When is bankruptcy the best solution?

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Question about payday loans?
does anybody know a payday loan company who are quite easy to get a loan from?
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I am interested in having my home renovated. A home equity loan does not provide enough cash.?
Is a construction loan a viable alternative? How much higher would my monthly payment be for a $60000 loan?
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“”When ordering a free annual credit report, should I order one in my name AND one in my spouses name?

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How do I dispute medical bills that are on my credit report?

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#repost

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Is fbdloans.com a trustworthy site for a loan?
I was looking into applying for a bad credit loan and I came across fbdloans. FBD stands for the First Bank of Delaware. Could anyone tell me if this is a trustworthy site to give my bank account number too? It asks for that on the loan application but I wasn’t sure if I should give it or not…
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How can i get a free credit report?

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How can i find an expiration date for a missing credit card if i have the card number?
i want to use my credit card online and lost it i have the account number just not the expiration date
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“”Car Financing, P.O.I? P.O.R.?
I am looking to buy a car and on the site for the car lot is says Bad Credit? We can Help! Ask about our Guaranteed Credit Approval
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Whats a good website for checking your credit score from all three reporting bureaus?

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Can you file bankruptcy twice?
A friend of mine filed the voluntary petition for her bankruptcy the beginning of last year, got a case number and court date but did not file the rest of the paperwork so the case was thrown out. Can she file again this year since she didn’t follow through with the bankruptcy from the previous year?””
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Is a 667 credit score approvable for auto loan?

“Why is Equifax credit score the most important?

Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?


Is it a good idea to get an Old Navy credit card to establish credit?
I shop sometimes at Old Navy. I won’t buy like a lot of things so that my credit card explodes””””. I’ll pay it off after I use the card. Are there like a lot of fees? Anyone else have one? How is it? Is it a good idea to get one? Thanks =)””””””
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How do you figure out rate as in algebra?
For instance, Kamila can complete the trip in 6 hrs. while Quentin took 12 hrs. What was Kamila’s rate if she ran 4 mph faster than Quentin walked?””
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Can i pay of my credit card before i get the statement?
i got my first credit card, a secured one from my bank to start building my credit. i got my first statement n i twas around 70$ so i made a payment online tahts scheduled to come through tonight, but still my balance is 130$ ($60 spent over the weekend), can i just pay off that extra 60$ now even though that monthly statement wont be coming til next month? any penalties or benefits?””
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“”Canada, Ontario. 3 payday loans and I lost my job, so I closed my bank account to avoid NSF fees. Can I be criminally charged? Help me?””
I m from Ontario, Canada. I have 3 separate payday loans that are active, I ve borrowed a payday loan once before from each of these places and paid them all back on time and then showed my most recent pay-stub that same day as well as the direct deposit to my bank account I re-payed them and took another loan out of each place right away, the thing is I lost my job almost immediately after, about a week afterwards or so. Now I have to pay all three of these places back tomorrow and I don t have the money for it. I closed my bank account so that I wouldn t incur any NSF fees from the bank because when I don t go in to pay them back they will automatically debit the money from my bank account the following day as I ave them permission to do so. My question is by closing my bank account associated with these loans am I guilty of fraud? Can I be criminally charged? What is the worst case scenario that can happen to me now? I m very nervous, anxious, I can t think straight I m having very bad anxiety. I don t want to be in trouble with the police. Someone please help me””
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Has anyone filed bankruptcy in MI and what was cost and your experience?

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Camel menthol carton online?
Anyone know of any trusted sites to buy cigarette cartons? (Camel Menthol preferably) ive looked through a few of them but most appear to be scam sites. Im not trying to get ****** over but I don’t wana spend a grip on a carton locally wich seems like the best choice so far
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Can i Sue Macy’s For Not Posting My Credit Card Payment and Making Me Late?
Ok i called prior to making payment to see when the cut off time was to being late they said 9pm pacific time i paid prior to that it is an American Express Macy’s card. I want to sue because of the fact that just like the banks they have ways of making people pay extra for things that happen to be there problem like i said when i spoke to the rep today she said we have been having problems with our website, i am online a lot throughout the day so it becomes easier to pay and write down conf #. So when i receive a conf. # and they cant find it in multiple situations prior to this and before i am eligible for a lower rate and they slam me with I’m late but i paid and have a conf # then who’s fault is it? I paid on time.””
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Find my credit report for fee?
I have a 630 credit score and was told i have a deliquent account on public record. how do i find out who has posted these deliquent accounts
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How exactly do Section 502 Rural Housing Loans subsidize a monthly mortgage payment?
Im looking into obtaining a section 502 rural housing loan from the USDA for low-income people. I have researched some of the usda’s info but cant find answers to my specific questions. My questions involves the repayment ratio, amount of mortgage financed, and subsidy. From what I understand, the income and debt of the household is used to determine the amount of the mortgage that the program gives to you — so that the mortgage, taxes, insurance, and interest will be no greater than 30% of the total income. What is confusing me is this: first, I dont understand where the subsidy comes in — does the govt subsidize the payment so that it will be less than 30% of income, or are you only allowed to buy a home if the payment is 30% of income. Second, using 30% of my total household income towards a mortgagae payment would never let me buy a home in my area, where the cheapest house costs $300,000. So can someone please clarify these questions and the program basics. Thanks!!””
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Bankruptcy questionCan someone file for bankruptcy who is not a homeowner and does not have credit cards?
tell me what you know about this Title 11 US Code, as Federal law.””
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How much money can a person have/keep in a bank account during and after a bankruptcy?
How much money can a person have/keep in a bank account during and after a bankruptcy? In Missouri. I have been looking everywhere for this info. I found one source that says $4000, but I don’t really trust if I only see it in one place. Best answer will be given for anyone who can give an answer along with a reliable source.””
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Is it easier to get a home loan with bad credit if you have 20% to put down?
The credit problems I have now are from medical bills and other very small debts. I don’t have ANY credit cards, and my only other debt is my current house and car.””
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Is there a good cash advance site on the web?
Is there a good cash advance site on the web? Please help me regarding this
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Why won’t xbox live let me delete my credit card info?
I’m on xbox.com/accounts and it wont let me delete the credit card info. This is what it says. An outstanding balance exists on this payment instrument. Please try again later.”””” Someone help me out please. :(“”””””
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What counts as proof of address for NJ DMV?
I tried a bank statement but they said they needed it to be in a envelope mailed to me. This is annoying cause I want to get my non-driver i.d.. Thank You.
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Do you HAVE to have a bank account to get a loan?
I don’t have a bank account and I need a loan. NOW!!!! Every place I’ve looked says I need a bank account. Or they could use the title to my car. Not gonna happen… I’m still paying on my car so I don’t even have the title yet. Yes, I do have a job, and fully intend to pay the loan back (help my credit some) But this is an EMERGENCY and I need the money.””
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How to negotiate an auto loan modification of my current car loan?
I own a 2005 Infiniti G35 Coupe. It has about 90,000 miles on it. It has a blue book value of about $17,000 and a private party value of $14,500. My loan balance is $19,453 and my monthly payment is $510. I’m considering giving up the vehicle ( i don’t currently care for my credit right now). However, I would rather get a loan modification of either reducing my payment permanently along with my balance. My interest rate is about 5%, so it’s low already. I was able to get a temporary loan mod for 12 months for $350/mo. I have about 6 months before my payment goes back to the $510. Do you think it’s possible to reduce the principle balance? or would they rather take the car?””
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How to bring up your credit score in the least amount of time?

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Is there any online payday advance sites that do not require direct deposit?
I have applied to several sites but they all redirect me to more sites.. its frustrating. Am just needing a small loan. (Yes, This is my last option). I do not have direct deposit and most the ones I have been pre-approved for they turn me down once I mention no direct deposit. Can anyone help??””
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“”I missed a credit card payment by one day due to an emergency surgery, will it affect my credit score?””
I have had a Capital One Credit Card for over a year and have never missed a payment and usually try to pay off the entire balance when I can. I usually pay about 3–4 days before the due date to allow for any mistakes to be corrected. Last week I was injured and had to have an emergency back surgery and spent a two nights in the hospital and two days confined to my bed at home. Today I went to make a payment and realized I was one day late and was assessed a $39 fee. I made my payment anyway, but is there anyway to have them refund my late fee? and will this affect my credit score? I am a 22 year old college student trying to build up a good credit history, that is the main reason I maintain the card, it barely gets used. I just don’t want this to mess up my history for the future, and would really like my 40 bucks back!””
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Should I dress up for a mortgage interview?
I’m a stay at home mom, and my husband will be wearing his dress work clothes, how dressy should I be?””
“Why is Equifax credit score the most important?

Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?


What happens if I don’t pay my title loan back?
Let me explain more…I know that they can repossess the car. Thing is, I need the intake manifold replaced and that is going to cost a minimum of $400, which I don’t have. Someone has offered me a small amount of money for the car (they know the repairs it needs) so what happens if I sell the car? Can I get in trouble for that in any way? I called the title loan place (didn’t tell them it was me) I pretty much laid out the situation to them, they said that all that will happen is that I will never be able to get a loan through their company again. To me that seems like people can get off too easy on these places…can charges be pressed or anything like that?””
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Why is it that they have free credit reports than u go for them and they ask for a credit card ?

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How much does it cost to check your credit report?
can I check my credit report after I have done the free one
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Payday loans??
WE DONT SPEND ON ANYTHING BUT BILLS!!! I JUST started my job! Cant a person run into trouble without being wasteful of money????
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Where can I Find an Auto Loan With No Credit? Please read more …?
I need a $7900 Auto Loan. I’m going to college next month and I need a Car. I just Had my first Credit car a month ago with CapitalOne. I’ve Been Working for 2 months. I need a 48 months Auto Loan or other but I cant ind one. I tried with CapitalOne but they didnt accept my application. Please Help me find a Lender that will accept my application…
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Can a debt collector sue you for non-payment?
Here is the situation, my fiance went over on the checking account really bad, because his check wasn’t deposited into the bank until the next day and we didn’t know it. Well, we didn’t receive the returned check, which is kind of good, because there would be a lot of court issues. Recently we started receiving letters in the mail from a collection agency. I’m currently out of work and have no way to pay for them and even if I was working it would take me a while to pay them off, because there is a few of them with fees. Can the collection agency take me to court for non-payment? Am I going to go to jail for this? I’m really scared and I’m too poor to pay for it.””
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Filing for bankruptcy and keep my house?
My husband and I are behind on our house payment about 4 months. He was laid off for almost a year. I have like 2 credit cards that are harassing me. Everything else we are fine on. We have one car and we are all up to date on it. we have tried to get a loan mod and other things, not approved. My question is, if we filed for bankruptcy can we keep our house? we live in arizona.””
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What will happen if i default on a internet payday loan.?
I have 5 internet payday loans and cant afford to make the payments each payday any longer. What will happen if i default on these loans? How will the lenders try to collect? Will they be willing to work out a repayment plan with me? Can they continue to charge me interest while the loan is in default? I live in the state of Texas.
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What are the consequences to bankruptcy?? I keep hearing the laws have changed…….?
I have been in debt since I was in High school and its fairly safe to say my plan to get out of debt is not working. I am 28 and I am trying to finish my last 2 years of college but my high debt is making almost impossible since I have to work full time. -My questions are: -How does this affect my current and future student loans? -Do you ever REALLY recover from bankruptcy?? -The consequences? Can someone help me with these questions or point me in the right direction? Thanks””
Pros and cons bankruptcy..?
I’m 19. I have been dating my bfriend for 4 years and we had an appt.. cars.. the whole big thing.. when he lost his job we lost everything and are now living back at his parents house. We’ve tlaked to a bankruptcy lawyer and we’re not quite sure if thats the road to go. What are the pros and cons..
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What site can I read about chapter 7 bankruptcy information?

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Refinance auto loan for bad credit question?
My brother is using my credit to buy a car. He’s paying about 560 a month. As a result, I am not able to qualify for a full house loan. His auto payment is creating a high debt ratio for me. What can I do to get him out of my credit? Is there any company that will re-finance auto loan for bad credit and also transfer the credit to his name? Thank you for your answer.””
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Does Leasing a car show up as an auto loan on credit report?

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Where can I get a free online credit report with out having to buy something and then canceling it in 30 days?

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“”My credit Score is 754 and it shows me my Grade as C””””””””””
Im Wondering whether 754 is a good Credit score or not, if yes, why it is showing my Grade as C i checked in Transunion credit burea what is the difference between Score and Grades? Is my score a really good one? Can anyone Let me know. thanks””
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How do i get a truly free credit report?

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Can a married couple get a mortgage when one spouse has bad credit?
My husband and I are trying to get our first mortgage. I have good credit, but his credit is poor due to a past relationship. His income is needed though for us to be able to qualify for the mortgage amount desired. We couldnt qualify for a lot on my income alone. Is there any mortgage lenders that will allow us to use my good credit, and his good income?””
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“”I need to take out a payday loan, whose the best?
I need 500.00 fast. I have poor credit and don’t want to pay any up front fees or money to process my application. help please!
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How can I buy my boyfriend’s house in a short sale?
Yes, I do have the funds to qualify for the mortgage on my own. I would probably qualify for about $175 K with the new tighter restrictions, but I have to confirm this. I plan on getting pre-approved this week. I understand that family would be a conflict of interest””””…..but we’re not related. Do you know for sure that they wouldn’t allow this? Oh””
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Is This Legal After You File Bankruptcy?
3 1/2 yrs. ago I filed bankruptcy chapter 7. I was going under from medical bills. Everything was discharged. I recently went to go back to college because of the economy. The college I had attended was one of the creditors that I filed bankruptcy against for $750. It was discharged, like I stated, & none of my creditors ever showed up at the bankruptcy hearing. Now the college told me they won’t release my transcripts unless I pay off the $750. I told them & showed them my bankruptcy papers & discharge letter. They said that doesn’t matter they want their money. I thought that that is one of the wonderful things about our country that we can, when very hard times come, make use of this law. Shouldn’t that $750 since it was discharged be as if it had not existed? I have paid a high price for having filed bankruptcy & should not have to continue to be treated like dirt. How can they take a Federal Law like Bankruptcy Chapter 7 & then put their own spin on it? It isn’t like I just didn’t want to pay them back then. What should I do & what can be done? Thank you for you time.””
“Why is Equifax credit score the most important?

Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?

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