Presenting Bitcoin Cash — Semi-centralized, Bitcoin-pegged, Scalable, Instant, Anonymous Electronic…
nopara73
3416

You are trying to construct a bank like structure on top of Bitcoin network that was designed to be decentralized peer-to-peer payment system. 
It goes against original idea. I personally do not like direction Bitcoin is taken. 
There are solutions in resolving current bottleneck in transaction speed and high fees that do no required building a centralized structure on top.

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