How To Freeze Your Credit

Credit monitoring company equifax recently reported a data breach which impacted 143 million American consumers’ credit reports. According to reports, fraudsters may already be trying to use the breached data. Before you sign up for the Equifax premier account consider reading the fine print. As an equifax premier account holder, you are guaranteed 1 year premium service, but what happens after the year is up? Do you start getting billed? Doesn’t seem fair does it. As consumers we also do not have answers as to the long term effects of the data breach or answers on why several equifax executives sold stocks prior to the announcement which is also another reason for concerns.

Before you sign up for equifax premier, consider your other options. If someone already signed up for the premier account, opt out. Otherwise, consider placing a freeze on your account instead. If you are not actively seeking credit it a good option to prevent others from opening accounts in your name.

To place a freeze on your account contact your credit bureaus:

  • Equifax — 1–800–349–9960
  • Experian — 1‑888‑397‑3742
  • TransUnion — 1–888–909–8872
  • Innovis — 1–800–540–2505

Eva is an award winning tech entrepreneur, Publisher of Tech Life Magazine and Chief Connector at The Blogger Society Influencer Network where she connects brands, small business, nonprofits and Freelance Content Developers. She writes about the intersectionality of technology and splits her time between engineering and social innovation.